Sold·Closed Jul 17, 2026·116 days on market
2961 Beaver Avenue
Middleburg, FL 32068
About this home
Middleburg
HANDS DOWN, BEST VALUE, GREAT Price IN MIDDLEBURG. Privacy and Solid No HOA, Look at these Updates: on 1.06 acres, fully fenced. Detached 28x30 Shop with electric. Start with the newly painted front door then these Additional updates within the last 2 years: Wood look tile flooring, Large 15x23 Open den with cozy electric/heat fireplace and the farmhouse mantel, great storage on the sides of the fireplace and so much natural light. This is open to large kitchen with sage green cabinets and new hardware to elevate the look and functionality. 2 Year old stainless appliances. MORE: New Electrical, New A/C and Water Softener in 2023. Updated baths Two wells; Artesian for the home and a shallow for yard. (Irrigation system sold as is). Three nice bedrooms and baths. A screened 14x20 patio overlooking smaller fenced area for your furry pets and then, the entire property is also fenced. Best of both worlds - Room for a pool for our Florida Days.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,599 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $303,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $231,832 | $157,965 | — |
| 2024 | $224,495 | $152,806 | — |
| 2023 | $209,920 | $170,260 | — |
| 2022 | $184,469 | $154,782 | — |
| 2021 | $140,711 | $140,711 | — |
| 2020 | $136,941 | $136,941 | — |
2025 property taxes (current owner): $2,929/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$369,800
- Jun 3, 2026Listed$369,800
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4620 Burdock Court, Middleburg, FL 32068Listed by RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENT | Sep 2026 | $444,000 | $245 | 4/2 | 1,809 | 29 | 0.6 |
| 4561 Chipmunk Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Mar 2026 | $350,000 | $283 | 3/2 | 1,238 | 53 | 0.6 |
| 4575 Armadillo Street, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | May 2025 | $550,000 | $306 | 3/2 | 1,800 | 21 | 0.6 |
| 3139 S Deer Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | May 2026 | $215,000 | $130 | 3/2 | 1,652 | 41 | 0.7 |
| 4568 Chipmunk Road, Middleburg, FL 32068Listed by WATSON REALTY CORP | Oct 2025 | $324,500 | $241 | 3/2 | 1,344 | 23 | 0.7 |
| 3024 Longleaf Ranch Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $415,000 | $240 | 4/2 | 1,728 | 12 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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