Sold·Closed Jun 30, 2026·52 days on market
1903 Salt Creek Drive
Fleming Island, FL 32003
About this home
Fleming Island
Tucked at the end of an intimate cul-de-sac and backing to a serene natural preserve, this one-of-a-kind custom home offers rare privacy, space, and lifestyle in Eagle Harbor. With southern coastal charm and upgrades throughout, it stands apart from surrounding homes. Natural light pours through expansive tinted windows, creating a warm, inviting space designed for family living and effortless entertaining. The chef-inspired kitchen features a large island, gas range, prep sink, ice maker, wine fridge, and eat-in dining area perfect for gatherings. Step outside to a private backyard retreat with spacious patio, outdoor kitchen, preserve views, and room for a future pool. Flexible layout offers 5 bedrooms, office, and large bonus/media room. The main-floor suite includes sitting area, spa-like bath, and custom closet. Recent updates include new roof, carpet, and water heaters. Eagle Harbor offers 3+ pools, tennis, parks, and waterfront spaces. Home warranty included. Motivated Seller!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $627,370 | $429,851 | — |
| 2024 | $617,589 | $416,748 | — |
| 2023 | $604,376 | $402,863 | — |
| 2022 | $503,697 | $393,882 | — |
| 2021 | $375,888 | $318,395 | — |
| 2020 | $365,015 | $313,309 | — |
2025 property taxes (current owner): $8,873/yr
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2388 Country Side Drive, Fleming Island, FL 32003Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $560,000 | $193 | 3/2.5 | 2,899 | 5 | 0.2 |
| 2470 Country Side Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $530,000 | $169 | 4/3.5 | 3,136 | 90 | 0.4 |
| 1831 Cross Green Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $680,000 | $215 | 4/3.5 | 3,165 | 127 | 0.5 |
| 2518 Country Side Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $695,000 | $186 | 5/3.5 | 3,727 | 20 | 0.5 |
| 2727 Shade Tree Drive, Fleming Island, FL 32003Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $750,000 | $175 | 4/4.5 | 4,279 | 123 | 0.9 |
| 2533 Sunny Creek Drive, Fleming Island, FL 32003Listed by HOMESMART | Aug 2026 | $635,000 | $177 | 5/4.5 | 3,580 | 35 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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