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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·186 days on market

11537 Admiral Cv Drive

Jacksonville, FL 32221

$349,990$147/sqftEst. $1,939/moMLS# 2138844
↓ $45,009 below original list
4
Beds
3
Baths
2,379
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $25/moSingle Family Residence2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover this beautiful home, available for quick move-in. This thoughtfully designed floor plan features a welcoming covered entry, a stunning kitchen with a center island and spacious pantry, a generous dining area, and an expansive great room perfect for everyday living and entertaining. The main level also includes an additional bedroom and full bathroom in place of a study and powder room, offering added flexibility for guests or multigenerational living. Upstairs, you'll find an airy loft, a convenient laundry room, and an impressive owner's suite complete with a private bath and walk-in closet. Both second-floor bathrooms feature double sinks for added comfort and functionality. Enjoy outdoor living on the covered patio, along with the convenience of a 2-car garage. Tour this exceptional home today.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled annually$25
Estimated total, before insurance$2,535/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,801/yr · $483/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,990
$69,998
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $380,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$353,203$296,154—
2024$337,101$287,101▲ $12,781
2023$341,376$341,376—
2022$57,250$57,250▲ $2,250

2025 property taxes (current owner): $5,801/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Price change$349,990−$45,009
  • Apr 7, 2026Listed$394,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1486 Panther Lake Parkway, Jacksonville, FL 32221Listed by SUPREME PATH BROKERAGE LLCSep 2026$415,000$1784/32,329850.3
1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$350,990$1794/21,960900.3
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860.4
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.4
1305 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJun 2026$308,000$1543/22,0031080.5
1860 Samuel Adams Court, Jacksonville, FL 32221Listed by CROSSVIEW REALTYJun 2026$330,000$1933/21,71400.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,990
Price / Sq Ft$147
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,379
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11537 Admiral Cv Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Parcel Number0018603900

Amenities

UtilitiesCable Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedApril 7, 2026
Days on Market132
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$5,801.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LEGACY BRIDGE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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