This home is in Jacksonville.
Active·162 days on market
1346 Panther Lake Parkway
Jacksonville, FL 32221
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
NEW PRICE! Move right into this 2023-built, 3-bedroom, 2-bath home offering 1,950 square feet in Panther Creek, with no CDD fees. Unlike many new-construction options, this home already includes window blinds, ceiling fans, tinted windows, and a washer and dryer, saving you added expenses after closing. The open layout features a spacious kitchen with granite countertops, stainless steel appliances, dark cabinetry, a large island, and a flexible space that works well as a home office, playroom, or sitting area. Enjoy peaceful pond views from the backyard. Community amenities include a pool, clubhouse, fitness center, and pickleball courts, with convenient access to I-10, I-295, Oakleaf, shopping, dining, and NAS Jacksonville.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,537 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $351,900 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $295,387 | $48,328 | — |
| 2024 | $285,642 | $235,642 | ▲ $10,260 |
| 2023 | $67,500 | $67,500 | — |
2025 property taxes (current owner): $1,405/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 10, 2026Price change$344,900−$5,000
- May 2, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1437 Tan Tara Trail, Jacksonville, FL 32221Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $385,000 | $191 | 4/2.5 | 2,013 | 25 | 0.2 |
| 1486 Panther Lake Parkway, Jacksonville, FL 32221Listed by SUPREME PATH BROKERAGE LLC | Sep 2026 | $415,000 | $178 | 4/3 | 2,329 | 85 | 0.2 |
| 1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTY | Sep 2026 | $280,000 | $182 | 3/2 | 1,541 | 74 | 0.4 |
| 1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $384,990 | $164 | 4/2.5 | 2,350 | 24 | 0.5 |
| 11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $316,000 | $201 | 4/2 | 1,574 | 44 | 0.5 |
| 1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLC | Aug 2026 | $350,990 | $179 | 4/2 | 1,960 | 90 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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