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This home is in Fernandina Beach.

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Active

95238 KATHERINE Street, Fernandina Beach, FL 32034

$409,990
MLS# 2138778
4
Bedrooms
3
Bathrooms
2,407
Sq Ft
2024
Year Built

About This Home — 95238 KATHERINE Street

Just like brand new! Only 2 years old. A Rare opportunity to own one of the most sought-after floor plans in the community, offering over 2,400 sq ft of well-designed living space. This 4-bedroom, 3-bath home features a spacious bedroom/bath and convenient laundry room on the main level, with three additional bedrooms and a versatile loft upstairs--perfect for a home office, playroom, or media space. The open-concept layout showcases modern finishes throughout, creating a bright and inviting atmosphere ideal for everyday living and entertaining. Ceiling fans are already installed in the bedrooms for added comfort. Ideally located just minutes from top-rated restaurants, the beach, and historic downtown Fernandina, this home combines comfort, functionality, and location. A rare find you don't want to miss!

Features

Price$409,990
Price / Sq Ft$170
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,407
Acres0.11 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address95238 KATHERINE Street, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionConcourse Crossing
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Parcel Number292N28033000040000

Amenities

AmenitiesNone
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchFront Porch, Rear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 7, 2026
Days on Market57
HOA Fees$910 / Annually
HOA FrequencyAnnually
Tax Amount$6,128.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$409,990
$81,998
Loan Term
Monthly Payment
$2,182
Principal & Interest: $2,182
Est. Taxes & Insurance: $546
Estimated Total Monthly
$2,728
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: 1 PERCENT LISTS FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida