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95220 TERRI'S Way, Fernandina Beach, FL 32034

$435,000
MLS# 2144661
4
Bedrooms
3
Bathrooms
2,407
Sq Ft
2024
Year Built

About This Home — 95220 TERRI'S Way

95220 Terri's Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you'll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place--making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing.

Features

Price$435,000
Price / Sq Ft$181
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,407
Acres0.13 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address95220 TERRI'S Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionConcourse Crossing
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,662.8 sq ft
Parcel Number292N28033000460000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

AppliancesElectric Oven
HeatingElectric
CoolingElectric
# of Stories2

Exterior

FencingBack Yard, Privacy
Road SurfaceAsphalt

Additional Information

Date ListedMay 11, 2026
Days on Market19
HOA Fees$970 / Annually
HOA FrequencyAnnually
Tax Amount$6,113.35
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,315
Principal & Interest: $2,315
Est. Taxes & Insurance: $579
Estimated Total Monthly
$2,894
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJORDAN GALLUP · jordan.gallup@cirefc.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida