$975,0004 bd · 3 ba · 1,946 sq ft
Active·214 days on market
26 Ocean Vista Lane
Palm Coast, FL 32137
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About this home
Palm Coast
This property qualifies for a lender credit of 2% of the sales price toward buyer's closing costs or interest rate buydown, available through Cross Country Mortgage. Use of Cross Country Mortgage is required to obtain the credit, but buyers are not required to use Cross Country Mortgage as a condition of submitting an offer or having an offer accepted. Inquire with agent for simple details! Welcome to 26 Ocean Vista Ln, a beautifully positioned 4-bedroom, 3-bathroom home in Palm Coast offering ocean views and a relaxed coastal lifestyle. Ideally situated along the coastline, the home is set behind a natural dune that provides added protection and privacy--and notably, the property has never experienced flooding. Situated on a just under quarter-acre lot, this home enjoys convenient beach access at both ends of the street, with MalaCompra Park just steps away, offering a scenic and natural extension of your surroundings.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 7 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 5 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 0.7 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 0.7 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 14 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,606/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 12, 2026Price change$975,000−$74,999
- Aug 12, 2026Price change$1,049,999−$149,001
- Apr 7, 2026Listed$1,199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $501/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14 Dogwood Terrace, Palm Coast, FL 32137Listed by PARKSIDE REALTY GROUP | Mar 2026 | $520,000 | $284 | 3/2 | 1,834 | 1 | 0.4 |
| 32 Andover Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Aug 2026 | $495,000 | $270 | 3/2.5 | 1,830 | 29 | 0.7 |
| 7 Rollins Dunes Drive, Palm Coast, FL 32137Listed by GAILEY ENTERPRISES LLC | Aug 2025 | $735,000 | $365 | 3/2 | 2,013 | 65 | 0.7 |
| 9 Flagler Drive, Palm Coast, FL 32137Listed by EXP REALTY LLC | Sep 2025 | $550,000 | $313 | 3/3 | 1,760 | 443 | 0.9 |
| 144 Cochise Court, Palm Coast, FL 32137Listed by LPT REALTY LLC | Jan 2026 | $990,000 | $394 | 3/2.5 | 2,512 | 104 | 1.5 |
| 22 Cleveland Court, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2025 | $450,000 | $280 | 3/2 | 1,608 | 150 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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