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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·61 days on market·Recent sales in Jacksonville

4140 Lockhart Drive

Jacksonville, FL 32209

$90,000sold priceListed at $95,000 · 94.7% of asking$89/sqftMLS# 2138396
3
Beds
1.5
Baths
1,016
Sq Ft
1959
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

This is a fantastic opportunity to own a 3-bedroom, 1.5-bath home at an affordable price. Located in a well-established neighborhood, this property offers convenient access to downtown and major interstate routes, making commuting a breeze. The home features a spacious addition that provides flexibility for a fourth bedroom, home office, or playroom, tailored to fit your needs. Situated on a generously sized, shaded lot, there is ample space for outdoor entertaining and family gatherings. Don't miss your chance to make this versatile property your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Property taxesest. at asking price, Duval County$147
Estimated total, before insurance$645/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Property taxes (est.): $147
Insurance (est.): $60
Estimated Total Monthly
$705
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$89,180$89,180▲ $1,591
2024$87,805$81,995—
2023$84,389$74,541—
2022$76,726$67,765—
2021$61,605$61,605—
2020$59,748$57,895▲ $3,181

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $94/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4112 Owen Avenue, Jacksonville, FL 32209Listed by WHOLESALE REALTY LLCSep 2026$83,500$654/11,29010.1
4444 S Trenton Drive, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$105,000$1123/1939220.3
3831 Owen Avenue, Jacksonville, FL 32209Listed by LPT REALTY LLCSep 2026$249,000$1973/21,262570.3
6109 Strawflower Place, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATEOct 2026$110,000$1293/18501240.9
4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$203,000$1623/21,250411.1
4751 Lincrest Drive N, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$190,000$1713/21,112221.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$95,000
Price / Sq Ft$94
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,016
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4140 Lockhart Drive, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionCleveland Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Parcel Number0411300000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LaundryElectric Dryer Hookup

Additional Information

Date ListedApril 4, 2026
Days on Market61
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOME PLACE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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