This home is in Reserve at James Island, Jacksonville — a gated community home in Jacksonville.
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Sold·Closed May 28, 2026·21 days on market·Recent sales in Reserve at James Island·Reserve at James Island
10961 Burnt Mill Road 1213
Jacksonville, FL 32256
20 more homes for sale in Reserve at James Island →Search Reserve at James Island on the map
About this home
Reserve at James Island
Welcome home to easy, everyday comfort in the gated community of The Reserve at James Island. This ground-floor condo invites you in with a fresh, clean feel the moment you step through the door. Recently painted from top to bottom, the space feels bright, open, and ready for its next chapter. The hardwood floors have been beautifully polished, adding warmth and character that instantly makes it feel like home. The layout flows naturally from the kitchen into the dining and living areas, creating a space that's perfect for quiet mornings with coffee or relaxed evenings unwinding after a long day. The kitchen has been thoughtfully updated with a full set of replaced appliances including the refrigerator, dishwasher, microwave, and oven, so you can cook, entertain, or simply reheat leftovers with peace of mind. Both bathrooms have been refreshed with updated faucets, and behind the scenes, a recently replaced AC system keeps everything
Next steps in Reserve at James Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $151,500 | $46,354 | ▼ $4,000 |
| 2024 | $155,500 | $44,341 | — |
| 2023 | $155,500 | $41,594 | — |
| 2022 | $127,500 | $38,927 | — |
| 2021 | $102,000 | $36,337 | — |
| 2020 | $102,000 | $35,145 | — |
2025 property taxes (current owner): $1,006/yr
Estimated taxes if purchased at asking price: ~$2,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $184/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7800 Point Meadows Drive 613, Jacksonville, FL 32256Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Jun 2026 | $112,000 | $124 | 1/1 | 905 | 7 | 0.8 |
| 7800 Point Meadows Drive 835, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Jun 2026 | $100,000 | $110 | 1/1 | 905 | 73 | 0.9 |
| 10435 Midtown Parkway 257, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $130,000 | $178 | 1/1 | 730 | 66 | 1.1 |
| 10435 Midtown Parkway 211, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $142,500 | $184 | 1/1 | 774 | 104 | 1.1 |
| 10435 Midtown Parkway 350, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $150,000 | $205 | 1/1 | 730 | 45 | 1.1 |
| 10000 Gate Parkway N 1412, Jacksonville, FL 32246Listed by WATSON REALTY CORP | Sep 2026 | $158,000 | $204 | 1/1 | 775 | 37 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Reserve at James Island
Reserve at James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines