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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 21, 2026·59 days on market

4945 US Highway 17

Green Cove Springs, FL 32043

$535,000sold priceListed at $565,000 · 94.7% of asking$207/sqftMLS# 2137583
4
Beds
3.5
Baths
2,588
Sq Ft
1992
Built
—
Garage
No
Pool
No HOA3.57 acresSingle Family Residence2 stories

About this home

Green Cove Springs

Here it is! That one property you've been dreaming about. Chickens, cattle, and definitely the veggie garden, can all be a reality here. Most of the property is cleared and beautiful. The barn/workshop was rebuilt about 5 years ago and has a convenient half bath. There's also a large pole barn handy for storing heavy equipment. There's a chicken coop, a fishing pond, a large dog kennel and an ample amount of space to put your dreams to fruition. The house has a front porch that extends the length of the home. Inside you will find the primary bed/bath, 2 other bedrooms and a guest bath/laundry downstairs while the entire 2nd floor is a large bedroom and full bath. There is a door in the upstairs bedroom that was supposed to lead to a balcony, but the owners didn't get around to building it. There's 2 HVAC units - ages 2017 & 2020. Water heater is 2023.Metal roof 2009. The wood burning fireplace was crafted by stones found on the property which gives it a sweet history. What is also

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, Clay County$820
Estimated total, before insurance$3,783/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,040/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $820
Insurance (est.): $357
Estimated Total Monthly
$4,140
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2009 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$413,046$99,674—
2024$401,035$96,017—
2023$383,526$91,619—
2022$314,733$91,849▼ $1,440
2021$249,159$87,703—
2020$232,434$85,795—

2025 property taxes (current owner): $2,040/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4886 Highway 17 S, Green Cove Springs, FL 32043Listed by REAL BROKER LLCJan 2026$474,000$2023/32,350560.2
5373 US Highway 17, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCMay 2026$273,000$1314/22,0791231.6
5480 Highway 17 S, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSOct 2025$310,000$1364/22,28062.1
5193 County Road 209 S, Green Cove Springs, FL 32043Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$335,000$1454/22,31232.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$218
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,588
Acres3.57 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

Community Information

Address4945 US Highway 17, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMetes & Bounds
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size155,509.2 sq ft
Parcel Number34062601565700100

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingDetached, Detached Carport, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDisposal, Electric Oven, Freezer, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Lot DescriptionAgricultural, Corner Lot, Farm
Patio / PorchCovered, Front Porch, Screened
FencingBack Yard
RoofMetal
ConstructionBlock, Concrete
Other StructuresBarn(s), Workshop

Additional Information

Date ListedMarch 31, 2026
Days on Market59
Tax Amount$2,039.59
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: NUVIEW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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