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Sold

Sold·Closed Jan 15, 2026·56 days on market

4886 Highway 17 S

Green Cove Springs, FL 32043

$474,000sold priceListed at $465,000 · 101.9% of asking$202/sqftMLS# 2116081
3
Beds
3
Baths
2,350
Sq Ft
1993
Built
2
Garage
Yes
Pool
No HOA1.38 acresSingle Family Residence1 story

About this home

Green Cove Springs

Walk into your dream home with instant equity!! Just appraised, at $515,000($65,000 equity)! Country Charm Meets Modern Luxury! Fully remodeled 3BR/3BA estate on 1.38 acres, blending modern design with serene country living. Enjoy LVP flooring throughout (no carpet) & stunning tongue-and-groove wood ceilings. The show-stopping kitchen features a massive quartz island, hidden pantry with wine cooler & microwave, and sleek finishes that flow into open living spaces ideal for entertaining. Two owner's suites, each with private spa-like baths. Bedrooms showing kings beds with plenty of extra room! Three fireplaces wood-burning, electric, and outdoor fire pit. Step outside to your resort-style oasis: a newly resurfaced pool, new pool deck, covered patio with outdoor kitchen, Additional upgrades include 2 new HVAC systems, new roof (2024), new windows & doors, new water heater, well pressure tank & repipe. The shed, RV parking and large yard complete your home! Seller pays for home warranty

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,626
Property taxesest. at asking price, Clay County$726
Estimated total, before insurance$3,352/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,000
$94,800
Loan Term
Monthly Payment
$2,626
Principal & Interest: $2,626
Property taxes (est.): $726
Insurance (est.): $316
Estimated Total Monthly
$3,668
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,566 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 5, 2025Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4945 US Highway 17, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYJul 2026$535,000$2074/3.52,588590.2
5373 US Highway 17, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCMay 2026$273,000$1314/22,0791231.7
4992 County Road 209 S, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYNov 2025$399,900$2213/21,811301.9
5480 Highway 17 S, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSOct 2025$310,000$1364/22,28062.2
4522 White Ibis Lane, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCSep 2026$375,040$2114/21,774262.5
4324 Audubon Avenue, Green Cove Springs, FL 32043Listed by D R HORTON REALTY INCAug 2026$431,000$1725/32,499162.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$198
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,350
Acres1.38 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address4886 Highway 17 S, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionSunny Acres
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size60,112.8 sq ft
Parcel Number34062601569000000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingElectric
CoolingCentral Air, Multi Units
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Wood Burning
# of Stories1
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch, Patio, Rear Porch
RoofShingle
ConstructionBrick, Fiber Cement, Stucco, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedNovember 5, 2025
Days on Market56
Listing TermsConventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: ANCHORED REAL ESTATE GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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