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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 4, 2026·102 days on market·Recent sales in Jacksonville

7862 Stephenson Drive

Jacksonville, FL 32208

$225,000sold priceListed at $240,000 · 93.8% of asking$136/sqftMLS# 2136281
4
Beds
2
Baths
1,650
Sq Ft
1952
Built
1
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to a beautiful and fully remodeled home in Jacksonville that's truly move-in ready. This property offers peace of mind with a brand new roof, New appliances, new windows, newer HVAC system, and updated electrical, so you can focus on enjoying your home instead of worrying about major expenses. Step outside to a freshly poured concrete driveway and professionally refreshed exterior, giving the home great curb appeal from the moment you arrive. Inside, you'll find a freshly painted interior paired with modern updates throughout, creating a clean and inviting space. The home is surrounded by beautiful landscaping, perfect for relaxing, entertaining, or simply enjoying Florida living year round. If you're looking for a turnkey property with major upgrades already done for you, this is it.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,675/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$113,814$113,814—
2024$102,772$88,810—
2023$106,700$80,737—
2022$98,681$73,398—
2021$74,301$66,726▲ $11,870
2020$60,660$60,660—

2025 property taxes (current owner): $1,675/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $145/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7769 Calvin Street, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$232,500$1923/21,209540.1
7853 Lueders Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$230,000$1903/21,209430.1
8140 W Concord Boulevard W, Jacksonville, FL 32208Listed by BOLD CITY PROPERTY MANAGEMENTSep 2026$271,000$1453/11,865250.3
1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC.Sep 2026$215,000$1543/21,3941430.5
755 Valley Forge Road, Jacksonville, FL 32208Listed by LOKATIONOct 2026$245,000$1364/21,80360.6
1648 Stafford Road, Jacksonville, FL 32208Listed by LISA DUKE REALTY LLCSep 2026$207,000$1243/21,674670.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$145
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,650
Total Structure Area1,874 sq ft
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address7862 Stephenson Drive, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Parcel Number0237090000

Amenities

Community FeaturesStreet Lights, Airport/Runway
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, HVAC, Thermostat, Water Heater, Windows
ParkingCarport

Interior

Interior FeaturesEat-in Kitchen, Guest Suite, In-Law Floorplan, Kitchen Island, Split Bedrooms
AppliancesOther, Electric Range
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Exterior FeaturesOther
Lot DescriptionOther
Patio / PorchRear Porch, Screened
FencingBack Yard, Chain Link
RoofMembrane
Road SurfaceAsphalt
Road FrontageCity Street, Other

Additional Information

Date ListedMarch 23, 2026
Days on Market102
Tax Amount$1,675.1
Tax Year2025
Listing TermsCash, Conventional, FHA, Private Financing Available, USDA Loan, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL REALTY JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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