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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·5 days on market

821 Bunker Hill Boulevard

Jacksonville, FL 32208

$225,000$176/sqftEst. $1,246/moMLS# 2167834
3
Beds
2.5
Baths
1,280
Sq Ft
1944
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Detached guest house, in-ground pool, and plenty of possibilities on Jacksonville's Northside! Welcome to 821 Bunker Hill Blvd, a 3-bedroom, 2-bath home featuring an updated interior and a front sunroom with central heat and air. The detached guest house has electricity and plumbing, including a shower, toilet and sink, plus an attached storage shed—offering flexible space for guests, a studio, office or future improvements. Seller reports major updates completed in 2020, including roof, HVAC, plumbing and flooring. Enjoy the in-ground pool, deck, long driveway and fenced yard. Pool is regularly maintained. Property is sold AS-IS; seller will make no repairs. Cash or conventional financing only. Survey, Seller's Disclosure and Property Fact Sheet are available in MLS Documents. Buyer to verify permitting, zoning and intended use of guest house.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,078/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,764
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1944)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,078/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
862 Bunker Hill Boulevard, Jacksonville, FL 32208Listed by EXP REALTY LLCSep 2026$142,700$1413/11,0121690.1
7769 Calvin Street, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$232,500$1923/21,209540.3
7853 Lueders Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCSep 2026$230,000$1903/21,209430.4
7330 Elwood Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$87,000$712/21,2241040.6
1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC.Sep 2026$215,000$1543/21,3941430.9
1710 Rowe Avenue, Jacksonville, FL 32208Listed by RE FLORIDA HOMES LLCOct 2026$152,290$1154/21,33031.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$176
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,280
Acres0.17 acres
Year Built1944
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryNorth Shore
MiddleMatthew Gilbert
HighJean Ribault

Community Information

Address821 Bunker Hill Boulevard, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionLake Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size7,405.2 sq ft
Parcel Number0238650000

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck
FencingFenced, Wood
RoofShingle
ConstructionAluminum Siding, Vinyl Siding
Other StructuresGuest House, Shed(s)

Additional Information

Date ListedOctober 5, 2026
Days on Market0
Tax Amount$3,077.93
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 INTEGRA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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