Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed May 11, 2026·15 days on market

2231 Harbor Lake Drive

Fleming Island, FL 32003

$725,000sold priceListed at $725,000 · 100% of asking$250/sqftMLS# 2135515
4
Beds
4.5
Baths
2,901
Sq Ft
1999
Built
3
Garage
Yes
Pool
HOA $5/mo10,454 sqft lotSingle Family Residence1 story

About this home

Fleming Island

Luxury and craftsmanship come together in this impeccably maintained 4-bedroom, 5-bath pool home in Eagle Harbor. Thoughtfully designed and updated with high-end finishes and custom details throughout, this home showcases both elegance and functionality. A stamped concrete driveway and double French entry doors with waterfall glass create a striking welcome. Inside, soaring ceilings, porcelain tile flooring, granite countertops throughout, and rich cherry cabinetry and custom built-ins carried consistently throughout the home reflect exceptional craftsmanship. The spacious gourmet kitchen features an oversized island with abundant cabinetry, built-in bookcase, wine rack, and seating area, flowing seamlessly into the living space highlighted by a dramatic floor-to-ceiling stone gas fireplace.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,984
Property taxesest. at asking price, Clay County$1,111
HOAbilled annually$5
Estimated total, before insurance$5,100/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,379/yr · $532/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,379/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.2
2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITEDOct 2026$555,000$2035/42,739690.4
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303400.4
1768 Eagle Watch Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$1754/33,135250.4
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.5
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000
Price / Sq Ft$250
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage2,901
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address2231 Harbor Lake Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size10,454.4 sq ft
Parcel Number31042602126202122
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Golf Course, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryGas Dryer Hookup

Exterior

Patio / PorchPatio, Screened
ConstructionStucco

Additional Information

Date ListedMarch 21, 2026
Days on Market15
HOA Fees$60 / Annually
HOA FrequencyAnnually
Tax Amount$6,378.63
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: RE/MAX SPECIALISTS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines