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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 8, 2026·11 days on market·Recent sales in Jacksonville

3455 Betz Landing Road

Jacksonville, FL 32226

$750,000sold priceListed at $735,000 · 102% of asking$346/sqftMLS# 2135472
3
Beds
2
Baths
2,168
Sq Ft
1984
Built
2
Garage
No
Pool
No HOA1.58 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

MULTIPLE OFFERS-HIGHEST & BEST DUE BY 3/28 7:00 PM - Live the Florida coastal lifestyle with expansive waterfront views where dolphins and native river life are often seen playing just beyond your backyard. This peaceful setting overlooks Dunn Creek, St. Johns River, and even offers distant views of the Jacksonville Cruise Terminal. Enter to a large Great Room with Vaulted Ceilings & Beams, Woodlike Tile throughout and Wood Burning Fireplace, Bright Open Dining and Kitchen area with Large Island, Quartz Counters, Soft Close Drawer and Cabinets, Tile Backsplash and Solid Wood Cabinets, with amazing views of the water, The Screened porch is a great place to relax, The Primary Suite is spacious w/a complete Ensuite Bath w/Dbl. Vanity, Sep. Shower, Private Water Closet & Bath Tub, Laundry Closet, His&Hers Walk-in's all updated, There are two more spacious Bedrooms and an updated Guest Bath. FEATURES: 100'+ of waterfrontage, Dock w/10,000lb Boat Lift, Workshop w/power & water, Shed

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Property taxesest. at asking price, Duval County$1,225
Estimated total, before insurance$5,379/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,400/yr · $450/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Property taxes (est.): $1,225
Insurance (est.): $500
Estimated Total Monthly
$5,879
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,400/yr

Estimated taxes if purchased at asking price: ~$14,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 18, 2026Listed$735,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $339/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2692 Daylily Lane, Jacksonville, FL 32226Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$385,000$2013/21,918181.5
3178 Little Kern Lane, Jacksonville, FL 32226Listed by HOUWZER, INC.Jun 2026$425,000$2094/32,03361.6
3167 Spotted Bass Lane, Jacksonville, FL 32226Listed by PURSUIT REAL ESTATE, LLCJul 2026$410,000$1744/32,361611.7
11540 Red Koi Drive, Jacksonville, FL 32226Listed by ELITE REALTY GROUPOct 2026$375,000$2093/21,794791.8
11479 Red Koi Drive, Jacksonville, FL 32226Listed by MOMENTUM REALTYSep 2026$394,500$1944/32,0331051.8
3224 Brown Trout Court, Jacksonville, FL 32226Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$499,900$1794/3.52,798131.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$735,000
Price / Sq Ft$339
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,168
Acres1.58 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementarySan Mateo
MiddleOceanway
HighFirst Coast

Community Information

Address3455 Betz Landing Road, Jacksonville, FL 32226
Area095-San Mateo/Eastport
SubdivisionFernandez Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size68,824.8 sq ft
Parcel Number1090590050
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Circular Driveway, Garage, Garage Door Opener, Off Street, RV Access/Parking
ViewBridge(s), River

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesDisposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionCleared
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s), Workshop
Road SurfaceGravel
Road FrontagePrivate Road

Additional Information

Date ListedMarch 18, 2026
Days on Market11
Tax Amount$5,399.54
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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