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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 15, 2026·28 days on market·Recent sales in Jacksonville

2379 Osprey Lake Drive

Jacksonville, FL 32224

$550,000sold priceListed at $589,000 · 93.4% of asking$178/sqftMLS# 2135446
5
Beds
4.5
Baths
3,086
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $90/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Rare opportunity for one of the largest floor plans in Osprey Pointe. Positioned on a cul-de-sac, with views of a spring-fed lake where Ospreys and herons fish daily. Spacious 5-bedroom, 4.5-bath brick home offering exceptional space and potential. Perfect for multiple generations, with a floor plan that offers privacy. The striking brick exterior, screened-in lanai, recent roof (2021) and dual HVAC( 2021 & 2015) provide a strong basis. Inside, the home features original interiors--offering a wonderful opportunity for buyers to update, renovate and personalize to their own style. The attractive pricing reflects this opportunity, making it an exceptional value for a home of this size in this sought-after community. Residents enjoy sidewalks, mature trees, and amenities including tennis and pickleball courts, playground, clubhouse, and community pool. Convenient to Mayo Clinic, Mayport, UNF, the beaches, shopping, and dining. AS-IS, seller will not make repairs or concessions

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
HOAbilled semi-annually$90
Estimated total, before insurance$4,035/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,414/yr · $451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,311
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,414/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 26, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.1
13576 Osprey Point Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$2433/22,263160.4
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.5
13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Oct 2026$635,000$2594/32,45110.6
13725 Macapa Road, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$345,000$1454/22,382580.8
12759 Turtle Lake Lane, Jacksonville, FL 32246Listed by 1 REALTY CORPAug 2026$499,000$1924/2.52,59941.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$191
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,086
Total Structure Area3,866 sq ft
Acres0.30 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

School Information

Community Information

Address2379 Osprey Lake Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionOsprey Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size13,068 sq ft
Parcel Number1673324790
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionAluminum Siding, Brick Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 26, 2026
Days on Market28
HOA Fees$542.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameOsprey Pointe
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,413.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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