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Sold

Sold·Closed Jun 5, 2026·67 days on market

27189 Betina Drive

Hilliard, FL 32046

$410,000sold priceListed at $495,000 · 82.8% of asking$168/sqftMLS# 2134277
3
Beds
2.5
Baths
2,440
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA3.00 acresWaterfrontSingle Family Residence1 story

About this home

Hilliard

If seclusion and space are what you seek, this could be the perfect place to call home. Situated on three private acres with a pond, this property offers the peace of country living while still being conveniently close to shopping and everyday amenities. Inside you'll find fresh paint and new flooring throughout, creating a bright and updated feel. The home features large bedrooms, including a spacious primary suite with an office area and 2 walk-in closet. The primary bedroom also has its own private exterior door leading to a wide porch that stretches the length of the home, offering beautiful views of the pond-an ideal spot to relax and enjoy the surroundings. The family room features a vaulted ceiling and a stunning fireplace, creating an inviting space for gatherings. A half wall separates the dining area from the family room and thi kitchen is open. With A-rated schools, this property, space and convenience in one exceptional setting

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, Nassau County$566
Estimated total, before insurance$2,837/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $566
Insurance (est.): $273
Estimated Total Monthly
$3,110
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,632 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$413,876$413,876—
2024$358,750$108,163—
2023$345,400$103,411—
2022$264,884$98,797—
2021$239,047$94,317—
2020$215,329$92,255—

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $330/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
361930 Pine Street, Hilliard, FL 32046Listed by JPAR CITY AND BEACHJul 2026$200,000$953/22,100480.6
37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$363,900$1974/21,8471721.7
371298 Kings Ferry Road, Hilliard, FL 32046Listed by MARK SPAIN REAL ESTATEJun 2026$739,000$3324/22,22871.8
371447 Kings Ferry Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMar 2026$728,000$3303/32,2062022

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$203
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,440
Total Structure Area3,283 sq ft
Acres3.00 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address27189 Betina Drive, Hilliard, FL 32046
Area491-Hillard
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size130,680 sq ft
Parcel Number053N24202000140010
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePrivate
ParkingOther, Off Street
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesDishwasher
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceDirt, Gravel
Road FrontageUnimproved

Additional Information

Date ListedMarch 11, 2026
Days on Market67
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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