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Sold

Sold·Closed Jul 17, 2026·48 days on market

361930 Pine Street

Hilliard, FL 32046

$200,000sold priceListed at $225,000 · 88.9% of asking$95/sqftMLS# 2146253
3
Beds
2
Baths
2,100
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.01 acresSingle Family Residence2 stories

About this home

Hilliard

Spacious 3/2 situated on OVER ONE ACRE OF FENCED LAND! This TWO STORY home featuring a spacious Den is a fantastic fixer upper! Updated with a newer ROOF, new AC Ducts, updated water heater, partial plumbing and the huge carport stays! This home needs to be remodeled with the new owners preferred paint colors and flooring style for the perfect finish! The main bedroom is downstairs with a large walk in closet and private access to the main bathroom. The 2 bedrooms and 1 bathroom upstairs gives a split bedroom floor plan. This home also has a huge DEN with sliding glass doors overlooking the back yard and forest. The galley style kitchen is located right off of a dining room and large utility room, perfect space for extra appliances. Wooden deck on the side. There are 3 sturdy sheds plus a tractor, trailer and spare parts to negotiate into the sale. The LAND itself Is valuable with new construction homes across the street! A MUST SEE! Call today to tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Nassau County$276
Estimated total, before insurance$1,384/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $276
Insurance (est.): $133
Estimated Total Monthly
$1,517
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0043079 - Town of Hilliard WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0043079 - Town of Hilliard WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,533 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$237,652$0—
2024$219,680$0—
2023$212,504$0—
2022$184,574$0—
2021$170,749$0—
2020$141,283$0—

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$225,000
  • Jul 16, 2026Pending$225,000
  • May 20, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $107/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37204 W Third (Includes Adjacent Lot) Street, Hilliard, FL 32046Listed by EXP REALTY LLCJun 2026$300,000$1783/21,690470.5
27189 Betina Drive, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$410,000$1683/2.52,440670.6
37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$363,900$1974/21,8471721.2
37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCAug 2026$345,900$2253/21,536491.3
371298 Kings Ferry Road, Hilliard, FL 32046Listed by MARK SPAIN REAL ESTATEJun 2026$739,000$3324/22,22871.7
371447 Kings Ferry Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMar 2026$728,000$3303/32,2062021.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$107
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,100
Acres1.01 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer, Updated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address361930 Pine Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size43,995.6 sq ft
Parcel Number083N24238000720040

Amenities

UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached Carport, Carport, Gated, RV Access/Parking, Other

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range
HeatingCentral
CoolingCentral Air
FlooringCarpet, Concrete, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Dead End Street, Many Trees, Wooded
Patio / PorchDeck, Porch
FencingChain Link, Other
RoofShingle
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedMay 20, 2026
Days on Market48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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