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Sold

Sold·Closed Apr 23, 2026·221 days on market

37286 Mill Street

Hilliard, FL 32046

$160,000sold priceListed at $212,500 · 75.3% of asking$80/sqftMLS# 2102178
3
Beds
2.5
Baths
1,996
Sq Ft
1962
Built
—
Garage
No
Pool
No HOA3.04 acresSingle Family Residence1 story

About this home

Hilliard

Looking for space, value, and small-town living? This 3 bedroom, 2.5 bath home with nearly 2,000 sq ft sits on over 3 acres, offering the perfect mix of privacy and convenience. Step inside to a large primary suite with walk-in closet, garden tub, and separate shower. The spacious kitchen with center island is ideal for family gatherings, while the split floor plan makes multi-generational living a breeze. Enjoy quiet country living while still being just blocks from the center of Hilliard and local schools. With no HOA or CDD fees, you'll have the freedom to truly make this property your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$879
Property taxesest. at asking price, Nassau County$221
Estimated total, before insurance$1,100/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,523/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,523/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $106/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
37375 Mill Street, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYJul 2025$235,000$1683/11,4001650.1
37204 W Third (Includes Adjacent Lot) Street, Hilliard, FL 32046Listed by EXP REALTY LLCJun 2026$300,000$1783/21,690470.4
361930 Pine Street, Hilliard, FL 32046Listed by JPAR CITY AND BEACHJul 2026$200,000$953/22,100480.6
552138 US Highway 1, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMar 2026$475,000$2775/21,7143050.6
37280 New Oak Street, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTYOct 2025$380,000$2573/21,476760.6
37127 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJun 2026$363,900$1974/21,8471720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$212,500
Price / Sq Ft$106
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,996
Acres3.04 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHilliard, reported on 25 other Hilliard listings
MiddleHilliard, reported on 25 other Hilliard listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address37286 Mill Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionHilliard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size132,422.4 sq ft
Parcel Number093N242480000A0000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourceWell
ParkingDetached Carport

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup

Additional Information

Date ListedMarch 3, 2026
Days on Market221
Tax Amount$1,522.71
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MONUMENTAL REALTY SERVICES LLC

Sold by: MONUMENTAL REALTY SERVICES LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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