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Active

Active·108 days on market

126 Pique Road

Crescent City, FL 32112

$524,000$256/sqftEst. $2,694/moMLS# 2144992

Beds

Baths

2,049

Sq Ft

1948

Built

Garage

Pool

About this home

Crescent City

Experience breathtaking waterfront living with unforgettable sunrise views in this beautifully maintained 2,049 sq. ft. concrete block home on Crescent Lake. Perfectly positioned with approximately 120 feet of serene waterfront frontage, this private retreat offers direct access to one of Florida's most scenic waterways, spanning over 15,000 acres and connecting to the St. Johns River and the Atlantic Ocean. Designed for both comfort and entertaining, the open-concept floor plan seamlessly connects the kitchen--featuring a convenient eat-in bar--to the spacious living and dining areas with soaring vaulted ceilings. Expansive sliding glass doors lead to a heated and cooled glass-enclosed sunroom, where panoramic water views create the perfect setting to relax year-round. An additional side sunroom adds 362 sq. ft. of flexible living space ideal for a home office, game room, or lounge. The property includes 3 bedrooms, 2 bathrooms, and a garage, along with exceptional views.

Cost to own

Mortgage calculator

Home Price

$524,000

Down Payment: 20%

$104,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,694

Principal & Interest: $2,694

Insurance (est.): $349

Estimated Total Monthly

$3,043

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,694

Estimated total, before insurance$2,694/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,565/yr · $130/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,565/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 13, 2026Listed$524,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$524,000

Price / Sq Ft$256

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,049

Total Structure Area3,296 sq ft

Acres0.74 acres

Year Built1948

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

Community Information

Address126 Pique Road, Crescent City, FL 32112

Area583-Crescent/Georgetown/Fruitland/Drayton Isl

SubdivisionMetes & Bounds

CityCrescent City

CountyPutnam

StateFL

Zip Code32112

Lot Size32,234.4 sq ft

Parcel Number181228000000700010

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected

SewerSeptic Tank

Water SourceShared Well

ParkingAttached, Garage

ViewLake, Water

Waterfront TypeLake Front, Ocean Access, River Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)

AppliancesDishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Garage, Washer Hookup

Window FeaturesSkylight(s)