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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·61 days on market

9787 SW 118th Lane

Brooker, FL 32622

$525,000$326/sqftEst. $2,677/moMLS# 2148203
3
Beds
2
Baths
1,612
Sq Ft
2021
Built
Garage
No
Pool

About this home

Brooker

Welcome to your own slice of Old Florida paradise! Nestled on 17.75 beautifully maintained acres, this exceptional property blends modern comfort with peaceful country living. Built in 2021, the move-in-ready 3BR/2BA home offers bright open spaces, modern finishes, and stunning views of rolling pastureland. Pride of ownership is evident throughout. Outside, you'll find fenced pasture, corrals, a spacious barn, RV hookup, and endless opportunities for livestock, horses, gardening, recreation, or simply enjoying the quiet beauty of rural life. Whether you're searching for a working farm, family homestead, private retreat, or weekend getaway, this property delivers. Enjoy breathtaking sunsets, abundant wildlife, and the kind of privacy that's becoming harder to find. More than a home, it's a lifestyle. Come experience the beauty, freedom, and tranquility for yourself!

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,677
Principal & Interest: $2,677
Insurance (est.): $350
Estimated Total Monthly
$3,027
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,677
Estimated total, before insurance$2,677/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,331 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 5, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000
Price / Sq Ft$326
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,612
Acres17.75 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address9787 SW 118th Lane, Brooker, FL 32622
Area524-Bradford County-SW
SubdivisionMetes & Bounds
CityBrooker
CountyBradford
StateFL
Zip Code32622
Lot Size773,190 sq ft
Parcel Number01039000300

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingRV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionAgricultural, Cleared, Farm, Few Trees
Patio / PorchCovered, Side Porch
FencingCross Fenced, Wire
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedJune 5, 2026
Days on Market7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FAULKNER REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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