This home is in Jacksonville.
Active Under Contract·134 days on market
1416 San Mateo Avenue
Jacksonville, FL 32207
About this home
Jacksonville
Charming bungalow located in historic St. Nicholas! This beautifully maintained 2-bedroom, 1-bath home blends timeless character with thoughtful updates. Recent improvements include a new roof (Jan 2026), HVAC system (2025), and newer windows. Inside, you'll find an updated kitchen and bath, rich hardwood floors throughout, and a cozy wood-burning fireplace that adds warmth and charm to the living space. A versatile flex room offers the perfect spot for a home office, reading nook, or playroom. Step outside to enjoy the covered deck overlooking a spacious backyard shaded by gorgeous mature trees--ideal for relaxing or entertaining. A wonderful opportunity to own a home in one of Jacksonville's most desirable historic neighborhoods!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $302,881 | $294,302 | — |
| 2024 | $295,949 | $267,548 | ▲ $3,615 |
| 2023 | $279,897 | $243,226 | ▲ $20,321 |
| 2022 | $252,402 | $221,115 | ▲ $22,050 |
| 2021 | $203,845 | $201,014 | — |
| 2020 | $182,740 | $182,740 | — |
2025 property taxes (current owner): $5,660/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1938)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,668 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 3, 2026Listed$335,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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