This home is in Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·184 days on market

1074-A Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,450,000Est. $12,492/moMLS# 2126596

Beds

Baths

Sq Ft

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Built

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Garage

Pool

About this home

Ponte Vedra Beach

Rare opportunity to build the home of your dreams on a 150-foot wide homesite along Ponte Vedra Boulevard. The property offers gated access and numerous existing hardscape improvements, providing a strong foundation for a custom coastal estate. An adjacent 100-foot lot to the south is also available, creating the potential for an expansive 250-foot wide homesite—an exceptionally rare offering in Ponte Vedra Beach. Located directly across from the beach, this is one of the most stunning and desirable homesites currently available, combining privacy, scale, and an unbeatable coastal setting.

Cost to own

Mortgage calculator

Home Price

$2,450,000

Down Payment: 20%

$490,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$12,492

Principal & Interest: $12,492

Property taxes (est.): $3,260

Insurance (est.): $1,633

Estimated Total Monthly

$17,385

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$12,492

Property taxesest. at asking price, St. Johns County$3,260

Estimated total, before insurance$15,752/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,100,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$4,613,237	$4,613,237	—
2024	$4,312,414	$4,312,414	—
2023	$4,162,274	$4,162,274	—
2022	$5,569,698	$3,154,833	—
2021	$3,354,123	$3,061,488	—
2020	$3,150,455	$3,018,529	—

Estimated taxes if purchased at asking price: ~$39,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History