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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 13, 2026·18 days on market·Recent sales in Jacksonville

3024 W 1st Street W

Jacksonville, FL 32254

$115,000sold priceListed at $117,500 · 97.9% of asking$117/sqftMLS# 2162051
3
Beds
1
Baths
985
Sq Ft
1951
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

The possibilities for value growth are endless! Perfect for all investors and first-time homebuyers alike! This 3-bedroom, 1-bath single-family home offers the perfect blend of modern updates and lasting value. Major system updates, including BRAND NEW 2026 hvac and air handler, a roof replacement in 2016, updated plumbing and and electrical in 2019, that enhances the home's comfort and efficiency.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Property taxesest. at asking price, Duval County$188
Estimated total, before insurance$825/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,802/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$901
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1951)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,362 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,857$100,857▲ $20,743
2024$80,581$80,581▲ $6,363
2023$58,869$45,130▲ $8,234
2022$48,672$41,028—
2021$39,092$37,299—
2020$36,312$33,909▲ $3,199

2025 property taxes (current owner): $1,802/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Closed$117,500
  • Sep 13, 2026Active Under Contract$117,500
  • Aug 26, 2026Listed$117,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $119/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLCSep 2026$220,000$1823/21,20900.2
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080980.2
3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOMESep 2026$135,500$1562/1870400.3
3321 Deason Avenue, Jacksonville, FL 32254Listed by VIRTUALTY REAL ESTATEOct 2026$133,000$1403/1950660.7
833 & 0 W Palm Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERYOct 2026$70,000$582/11,200140.7
3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$190,017$1553/21,22200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$117,500
Price / Sq Ft$119
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage985
Total Structure Area1,058 sq ft
Acres0.17 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAnnie R. Morgan
MiddleLake Shore
HighWilliam M. Raines

Community Information

Address3024 W 1st Street W, Jacksonville, FL 32254
Area074-Paxon
SubdivisionHanna Boutross
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size7,405.2 sq ft
Lot Dimensions60x123
Parcel Number0500530000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC, Thermostat
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer
AppliancesElectric Cooktop, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionFew Trees
FencingChain Link, Full
RoofShingle
ConstructionConcrete, Stucco
Road SurfacePaved

Additional Information

Date ListedAugust 27, 2026
Days on Market18
Tax Amount$1,802
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PUBLIC SERVICES REALTY

Sold by: KELLER WILLIAMS DEDICATED PROFESSIONALS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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