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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 3, 2026·20 days on market

2755 Indigo Circle

Middleburg, FL 32068

$315,000sold priceListed at $340,000 · 92.6% of asking$217/sqftMLS# 2124272
3
Beds
2
Baths
1,452
Sq Ft
1993
Built
2
Garage
No
Pool
No HOA1.08 acresSingle Family Residence1 story

About this home

Middleburg

Tucked away behind the trees, this inviting country retreat offers privacy, tranquility, and room to live freely. Spanning 1.08 acres, the property is ideal for those seeking authentic rural living—bring your chickens, pigs, dogs and enjoy the wide-open space that makes country life so special. This inviting single-story home features 3 bedrooms, 2 bathrooms, and a converted garage that serves as an incredible flex space. THIS PROPERTY QUALIFIES FOR USDA FINANCING! As you arrive, you'll be greeted by a welcoming front porch perfect for morning coffee in your rocking chairs while watching the sunrise. Outdoor living truly shines here. The covered back patio and additional lean-to are ideal for relaxing or cooking outdoors. Additional outdoor features include a detached 24 x 30 workshop/garage equipped with a 60-gallon air compressor. Upgrades include: METAL ROOF (2022), COVERED BACK PATIO (2023), PAVED DRIVEWAY (2023), LVT FLOORING (2024), INTERIOR PAINT (2022), MINI-SPLIT un

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,731
Property taxesest. at asking price, Clay County$483
Estimated total, before insurance$2,214/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,779/yr · $148/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,287 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,779/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$255,000$1693/21,51220.5
2540 Sorghum Avenue, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$300,000$2533/21,18860.5
4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJul 2026$142,000$954/21,50000.6
2535 Sunflower Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCMay 2026$377,900$2064/21,835890.7
4881 Chickpea Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJun 2026$373,000$2303/21,621260.9
2694 Poinsettia Avenue, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$311,000$2513/21,240181

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$340,000
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,452
Acres1.08 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleburg
MiddleWilkinson

Community Information

Address2755 Indigo Circle, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionBlack Creek Park
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size47,044.8 sq ft
Parcel Number32052400669818300

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingDetached

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air, Split System
FlooringCarpet, Concrete, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees
Patio / PorchAwning(s), Front Porch, Rear Porch
RoofMetal
ConstructionFiber Cement
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 9, 2026
Days on Market20
Tax Amount$1,779.08
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE WILKINS WAY

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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