Sold·Closed Sep 29, 2026·18 days on market
2694 Poinsettia Avenue
Middleburg, FL 32068
About this home
Middleburg
Tucked away on 1.14 peaceful, wooded acres in Black Creek Park neighborhood, this updated home offers the perfect blend of privacy, space and convenience. Inside, you'll find wood-look tile flooring, new carpeting and fresh interior paint throughout. The kitchen features butcher block countertops, a new tile backsplash and a view into the spacious living area. The split-bedroom floor plan offers a private primary suite with walk-in closet and a renovated primary bathroom. Two additional generously sized bedrooms and a second full bath provide plenty of space for family, guests or a home office. Enjoy additional living space in the 192 sqft sunroom with views of the wooded property. A 2-car garage provides plenty of room for covered parking and storage. With a roof replaced in 2022, recent improvements throughout and more than an acre to enjoy, this home combines the space and privacy of country-style living with the convenience of a Middleburg location
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,137 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,269/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 29, 2026Closed$309,000
- Sep 22, 2026Pending$309,000
- Sep 7, 2026Active Under Contract$309,000
- Sep 4, 2026Active$309,000
- Aug 24, 2026Active Under Contract$309,000
- Aug 20, 2026Listed$309,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4583 Alligator Boulevard, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Aug 2026 | $258,000 | $288 | 2/1 | 896 | 53 | 0.4 |
| 4655 Plantain Avenue, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $100,000 | $109 | 3/2 | 920 | 35 | 0.6 |
| 2510 Primrose Avenue, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLC | Apr 2026 | $250,000 | $172 | 3/2 | 1,456 | 18 | 0.7 |
| 4568 Chipmunk Road, Middleburg, FL 32068Listed by WATSON REALTY CORP | Oct 2025 | $324,500 | $241 | 3/2 | 1,344 | 23 | 0.8 |
| 4561 Chipmunk Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Mar 2026 | $350,000 | $283 | 3/2 | 1,238 | 53 | 0.9 |
| 4355 Longmire Road, Middleburg, FL 32068Listed by REAL BROKER LLC | Aug 2026 | $299,990 | $213 | 4/2 | 1,410 | 150 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Black Creek Park
For Sale4883 Gopher CircleMiddleburg, FL 32068
4 bd · 2 ba · 2,060 sq ft
$309,900Est. $1,649/moPhenominal Estate Property in Black Creek Park. Large private corner lot with a gated circular driveway. Detached…
Listing Office: re/max specialists
For Sale4256 Hall Boree RoadMiddleburg, FL 32068
3 bd · 2 ba · 1,444 sq ft
$310,000Est. $1,650/moEnjoy peaceful country living with modern convenience! With a little TLC This charming 3-bedroom, 2-bathroom home sits…
Listing Office: united real estate gallery
Pending4819 Joan AvenueMiddleburg, FL 32068
5 bd · 3 ba · 2,128 sq ft
$307,900Est. $1,639/moBrand new home on a secluded acre of land in desirable Middleburg. This home features 5 bedrooms, 3 bathrooms and over…
Listing Office: keller williams realty atlantic partners
Under Contract2829 Blackberry AvenueMiddleburg, FL 32068
3 bd · 2 ba · 1,248 sq ft
$315,000Est. $1,677/moGreat Starter Homestead!! Super quiet neighborhood close to Middleburg and less than an hour from Jacksonville and…
Listing Office: watson realty corp
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines