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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 7, 2026·64 days on market

11 Clark Lane

Palm Coast, FL 32137

$329,000sold priceListed at $329,000 · 100% of asking$165/sqftMLS# 2109748
5
Beds
2
Baths
1,995
Sq Ft
1972
Built
1
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

HVAC Replacement Credit with accepted full price offer! Nestled in the Country Club Cove golf community, this mid-century modern-ITT block home has underground utilities, driveway parking for 6 vehicles, and NO HOA! It's located steps from the Driving Range and Loopers Par & Grille, zoned for A-rated schools, and is situated about one mile from the European Village, Palm Coast Marina, Hammock Dunes Bridge, and St. Joe's Walkway. Jungle Hut Beach Park is 2.6 miles away! Recent updates: Updated Landscaping (9/2025), Fresh Interior Paint (9/2025), New Stainless-Steel Appliances (9/2025), Freshly Painted Driveway (9/2025), Fresh Exterior Gray Trim Paint / Blue Touch-ups (9/2025), Refinished Bathroom Floors (9/2025), Secondary Bathroom Vanity (2024), Foyer Sconces (9/2025), Office and Living Room Fans & Track Light (9/2025), Home Roof (12/2020), Garage Roof (2/2023), 200 Amp Electrical Panel (3/2022), Water Heater (10/2022). Owner is a Licensed Real Estate Agent (Listing Agen

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,808
Estimated total, before insurance$1,808/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,947/yr · $162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane, Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,947/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8 Fernwood Lane, Palm Coast, FL 32137Listed by EXP REALTY LLCJul 2026$330,000$1713/21,929760.6
14 Fort Caroline Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONOct 2026$410,000$1993/22,05680.7
34 Felter Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONOct 2026$260,000$1653/21,5781370.8
7 Folcroft Lane, Palm Coast, FL 32137Listed by MOMENTUM REALTYMay 2026$490,000$1963/2.52,50251
4 Blakeview Court, Palm Coast, FL 32137Listed by HEARTLAND REAL ESTATE SERVICESMay 2026$355,000$1993/21,781431.2
14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEAug 2026$400,000$2443/21,64131.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,000
Price / Sq Ft$165
Bedrooms5
Bathrooms2.00
Full Baths2
Square Footage1,995
Total Structure Area2,412 sq ft
Acres0.23 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address11 Clark Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionCountry Club Cove
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317008000700030
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Garage
SecuritySmoke Detector(s), Other

Exterior

Lot DescriptionFew Trees
RoofMembrane, Shingle
ConstructionBlock, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 20, 2025
Days on Market64
Tax Amount$1,946.79
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: REDFIN CORPORATION (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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