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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 17, 2026·0 days on market

119 Moccasin Creek Drive

Palatka, FL 32177

$219,000sold priceListed at $219,000 · 100% of asking$111/sqftMLS# 2122685
4
Beds
2
Baths
1,976
Sq Ft
2021
Built
—
Garage
No
Pool
No HOAManufactured Home1 story

About this home

Palatka

Set on a picturesque 3.85-acre parcel, this beautiful 2021 double-wide manufactured home offers 4 bedrooms and 2 bathrooms, creating a private, tranquil retreat in the heart of Palatka. With 1,976 square feet of thoughtfully designed living space, the home seamlessly blends modern style, comfort, and functionality. The four generously sized bedrooms provide quiet, comfortable retreats, while the two full bathrooms are well-appointed for everyday convenience. Beyond the interior, the property truly shines with its natural surroundings. Over an acre of preserved wetlands along Moccasin Creek creates a stunning backdrop of unspoiled Florida scenery—perfect for nature lovers and outdoor enthusiasts alike. Tucked away on a peaceful dirt road, this property delivers the serenity of country living while still offering convenient access to town.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,213
Estimated total, before insurance$1,213/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $111/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Moccasin Creek Lane, Palatka, FL 32177Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCJun 2025$130,000$743/21,7551810.1
685 US-17, Palatka, FL 32177Listed by LPT REALTY LLCMay 2025$250,000$1404/21,782290.3
785 Highway 17, Palatka, FL 32177Listed by CLASSIC REALTYJul 2025$115,000$661/11,73651
107 Morningstar Lane, Palatka, FL 32177Listed by IHEART REALTY INCNov 2025$660,000$4023/21,6421341.2
312 Moonstone Drive, East Palatka, FL 32131Listed by MOMENTUM REALTYMay 2026$1,050,000$4223/2.52,487572
339 W River Road, Palatka, FL 32177Listed by IHEART REALTY INCMay 2025$624,000$4072/21,53202

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$219,000
Price / Sq Ft$111
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,976
Year Built2021
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address119 Moccasin Creek Drive, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionMoccasin Creek Ph2
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Parcel Number130926596600000030

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedDecember 28, 2025
Days on Market0
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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