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Sold

Sold·Closed May 23, 2025·29 days on market

685 US-17

Palatka, FL 32177

$250,000sold priceListed at $250,000 · 100% of asking$140/sqftMLS# 2077674
4
Beds
2
Baths
1,782
Sq Ft
2004
Built
2
Garage
No
Pool
No HOA1.51 acresManufactured Home1 story

About this home

Palatka

4-Bedroom Mobile Home on 1.5 Acres - Move-In Ready! This beautifully remodeled 2004 mobile home sits on approximately 1.5 acres of serene, wooded land. With 4 bedrooms and 2 bathrooms, nearly every aspect of this home has been updated. A brand new detached 2 car oversized barn/garage is a bonus! Enjoy evenings on the brand new screened in back porch overlooking the spacious and beautiful natural surroundings. This home is a must-see for those looking for a peaceful yet convenient location. Don't miss out on this move-in-ready home! 📍 Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Estimated total, before insurance$1,385/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,266/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Insurance (est.): $167
Estimated Total Monthly
$1,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,548 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,266/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 25, 2025Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $140/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
751 N Highway 17, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCOct 2026$450,000$3582/21,258850.7
226 Port Comfort Drive, East Palatka, FL 32177Listed by IHEART REALTY INCAug 2026$355,000$2143/21,662902.4
102 St Johns Boulevard, East Palatka, FL 32131Listed by CENTURY 21 ST AUGUSTINE PROPERTIESFeb 2026$441,000$2633/21,6802012.6
390 E River Road, East Palatka, FL 32131Listed by COLDWELL BANKER BEN BATES INCAug 2026$178,101$784/22,280843

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$140
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,782
Acres1.51 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StyleRanch, Other
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address685 US-17, Palatka, FL 32177
Area562-Bardin/West Bostwick
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size65,775.6 sq ft
Parcel Number130926000000400010

Amenities

UtilitiesElectricity Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther, Detached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionIrregular Lot
Patio / PorchDeck, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedMarch 25, 2025
Days on Market29
Tax Amount$3,265.63
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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