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Sold·Closed Jun 6, 2025·181 days on market

109 Moccasin Creek Lane

Palatka, FL 32177

$130,000sold priceListed at $149,900 · 86.7% of asking$74/sqftMLS# 2053555
3
Beds
2
Baths
1,755
Sq Ft
1983
Built
—
Garage
No
Pool
No HOA4.30 acresMobile Home1 story

About this home

Palatka

This Beautiful Corner Lot consisting of 4.3 acres has 4 buildable lot's. Each lot is over an acre. Property has 2 Road accesses from being on the corner. So much potential here. You can have your dream home with plenty of cleared land for your RV, Boat, Barns and horses. Come take a look at this rare find in this area. Land was just excavated and is ready for you to do with it, as you please. Their is a 3/2 1995 Doublewide Mobile Home on the property however, it is a complete rehab or a tear down. Anyone with the right skills can definitely rehab it. This property is 4 lots being sold as one. You could live on one and sell the other 3 or live on 2 and sell the other 2, however you choose. It has the potential to be an income producing property or just a really nice, peaceful place to live on the entire 4.3 acres. Don't miss the opportunity to grab this rare find. Sellers are willing to Owner Finance with 25% down. Well, Septic & Light Pole is here.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Estimated total, before insurance$720/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $529/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $358/sq ft; this home is listed at $85/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
119 Moccasin Creek Drive, Palatka, FL 32177Listed by EXIT INSPIRED REAL ESTATEFeb 2026$219,000$1114/21,97600.1
685 US-17, Palatka, FL 32177Listed by LPT REALTY LLCMay 2025$250,000$1404/21,782290.3
751 N Highway 17, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCOct 2026$450,000$3582/21,258850.6
785 Highway 17, Palatka, FL 32177Listed by CLASSIC REALTYJul 2025$115,000$661/11,73650.9
107 Morningstar Lane, Palatka, FL 32177Listed by IHEART REALTY INCNov 2025$660,000$4023/21,6421341.3
339 W River Road, Palatka, FL 32177Listed by IHEART REALTY INCMay 2025$624,000$4072/21,53202.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$149,900
Price / Sq Ft$85
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,755
Acres4.30 acres
Year Built1983
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address109 Moccasin Creek Lane, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionMoccasin Creek Ph2
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size187,308 sq ft
Parcel Number130926596600000140

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingOther, Additional Parking, RV Access/Parking

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1

Exterior

Lot DescriptionCleared, Corner Lot
Road FrontagePrivate Road

Additional Information

Date ListedMay 3, 2025
Days on Market181
Tax Amount$528.58
Tax Year2023
Listing TermsCash, Conventional, Owner May Carry
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORTH FLORIDA REAL ESTATE PARTNERS INC

Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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