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Sold·Closed Nov 18, 2025·134 days on market
107 Morningstar Lane
Palatka, FL 32177
About this home
Palatka
Completely renovated and move in ready, this stunning 3-bedroom, 2-bathroom home sits on 1.27 beautifully landscaped acres with sweeping views of the St. Johns River. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates throughout. The spacious, updated kitchen is a chef's dream, featuring modern finishes, ample storage, and plenty of room to gather. Step outside to the huge covered porch, perfect for relaxing or entertaining while enjoying the river breeze and serene surroundings. The property includes a detached garage for your toys, as well as a private dock, ideal for boating, fishing, or simply soaking in the view. If you're looking for move in ready riverfront living with space to breathe, this one checks every box. Schedule your private showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Frank Butler Park Eastabout 23 mi · 84 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 11 mi · 4.1 mi of trails
Closest public boat ramp
McCullough Creek at County Road 13 Primitive Access (Not Recommended)about 8 mi · St. Johns River - McCunough Creek
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 13 mi · Saint Johns River
Closest grocery store
Publixabout 18 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,034/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $426/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 339 W River Road, Palatka, FL 32177Listed by IHEART REALTY INC | May 2025 | $624,000 | $407 | 2/2 | 1,532 | 0 | 0.8 |
| 119 Moccasin Creek Drive, Palatka, FL 32177Listed by EXIT INSPIRED REAL ESTATE | Feb 2026 | $219,000 | $111 | 4/2 | 1,976 | 0 | 1.2 |
| 110 Pleasant Drive, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | Jul 2025 | $265,000 | $231 | 3/2 | 1,149 | 4 | 1.2 |
| 226 Port Comfort Drive, East Palatka, FL 32177Listed by IHEART REALTY INC | Aug 2026 | $355,000 | $214 | 3/2 | 1,662 | 90 | 1.3 |
| 109 Moccasin Creek Lane, Palatka, FL 32177Listed by NORTH FLORIDA REAL ESTATE PARTNERS INC | Jun 2025 | $130,000 | $74 | 3/2 | 1,755 | 181 | 1.3 |
| 751 N Highway 17, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Oct 2026 | $450,000 | $358 | 2/2 | 1,258 | 85 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines