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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jan 14, 2026·19 days on market·Recent sales in Jacksonville Beach

3591 Kernan Boulevard S 803

Jacksonville, FL 32224

$190,000sold priceListed at $198,500 · 95.7% of asking$158/sqftMLS# 2121034
3
Beds
2
Baths
1,200
Sq Ft
2005
Built
—
Garage
No
Pool
HOA $481/mo436 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville

Enjoy easy coastal living in this beautiful bottom-floor, 3-bedroom, 2-bathroom condo featuring a peaceful water view and an inviting open-concept layout. Step out onto your screened-in lanai, the perfect spot to relax with your morning coffee or unwind in the evenings while taking in the tranquil surroundings. This well-appointed home offers spacious living and dining areas, a functional kitchen ideal for everyday living and entertaining, and a thoughtfully designed split floor plan for added privacy. Located just minutes from the beach and downtown, you'll also enjoy close proximity to great restaurants, shopping, and highly rated schools. The gated community offers resort-style amenities including a community pool, jacuzzi, and a fully equipped fitness center, providing the ultimate blend of comfort, security, and lifestyle. Whether you're searching for a primary residence, vacation retreat, or investment opportunity, this water-view condo checks all the boxes!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$481
Estimated total, before insurance$1,844/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,415/yr · $201/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,415/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 10, 2025Listed$198,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3591 Kernan Boulevard S 323, Jacksonville, FL 33224Listed by MORGAN PROPERTY MANAGEMENTSep 2026$163,000$1512/21,077140.1
3591 Kernan Boulevard 301, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCSep 2026$232,250$1943/21,200490.1
3591 Kernan Boulevard S 715, Jacksonville, FL 32224Listed by SAVVY AVENUE, LLC.Aug 2026$160,000$1492/21,077480.1
3591 Kernan Boulevard 830, Jacksonville, FL 32224Listed by CROSSVIEW REALTYAug 2026$140,000$1551/1905500.1
3640 Summerlin Lane, Jacksonville, FL 32224Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Sep 2026$220,000$2052/2.51,074111
3518 Nightscape Circle, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$225,000$2092/2.51,078391.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$198,500
Price / Sq Ft$165
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address3591 Kernan Boulevard S 803, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionAvanti
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size435.6 sq ft
Parcel Number1670676774

Amenities

AmenitiesPool, Fitness Center, Spa/Hot Tub
UtilitiesCable Available, Cable Connected, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned
ViewWater
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Spa FeaturesCommunity

Exterior

Patio / PorchRear Porch, Screened

Additional Information

Date ListedDecember 10, 2025
Days on Market19
HOA Fees$481 / Monthly
HOA FrequencyMonthly
Tax Amount$2,415.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME ENDLESS SUMMER

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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