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Sold·Closed Feb 9, 2026·11 days on market
54405 Lee Stoner Road
Callahan, FL 32011
About this home
Callahan
Unlike anything else on the market experience elevated country living in this beautifully crafted 3-bedroom, 2-bath, 1,560sqft Cavco Moultrie manufactured home—perfectly blending modern design, comfort, and everyday functionality. Thoughtfully engineered with open-concept living and premium upgrades, this home offers the ideal layout for families, entertainers, and those seeking peaceful rural living. Step inside to a bright and welcoming spacious living room, designed with clean lines and contemporary finishes. The open flow leads seamlessly into the chef-inspired kitchen, complete with a large center island, stainless range hood, abundant cabinet space, and a dedicated dining area—making it the perfect hub for cooking, gathering, and creating memories. The luxury primary suite is a true retreat, showcasing a generously sized bedroom and an ensuite bathroom featuring dual vanities, a walk-in shower, and a large soaking tub option. A massive walk-in closet adds even more convenience
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,434 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 19 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 3 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 2 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 2 mi · Thomas Creek
Closest youth league fields
Dinsmore Park and Community Centerabout 7 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:53 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $749/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $196/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 540316 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $245,000 | $163 | 3/2 | 1,500 | 300 | 0.3 |
| 540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $247,000 | $165 | 3/2 | 1,500 | 176 | 0.3 |
| 540605 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Mar 2026 | $315,000 | $159 | 4/2 | 1,980 | 25 | 0.4 |
| 54376 Lisa Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $379,000 | $263 | 3/2 | 1,440 | 2 | 0.7 |
| 54591 Dornbush Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $254,000 | $195 | 3/2 | 1,305 | 28 | 0.7 |
| 54352 Bea Road, Callahan, FL 32011Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $250,000 | $149 | 3/2 | 1,680 | 75 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Sold by: DIAMOND REALTY GROUP OF AMELIA ISLAND (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Feb 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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