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Sold

Sold·Closed Dec 30, 2025·16 days on market

45606 Musslewhite Road

Callahan, FL 32011

$345,000sold priceListed at $345,000 · 100% of asking$210/sqftMLS# 2119497
3
Beds
2
Baths
1,639
Sq Ft
1992
Built
1
Garage
No
Pool
No HOA1.00 acresSingle Family Residence1 story

About this home

Callahan

Welcome to peaceful country living — where comfort, flexibility, and freedom meet with NO HOA and NO CDD fees! This beautifully updated home sits on a 1 acre lot and includes a dedicated laundry room and a detached garage/workshop, perfect for storage, vehicles, tools, or hobbies. Step inside to an inviting open layout filled with natural light and modern finishes, including brand-new LVP flooring, fresh interior and exterior paint, and new lighting throughout with ceiling fans and can lights. The fully renovated bathrooms feature contemporary upgrades, while the kitchen offers stainless steel appliances and plenty of workspace. Enjoy peace of mind with major improvements already completed—roof only 4 years old, new hot water heater, new window glass, new doors and locks, updated attic insulation, and a sump pump for the septic system, providing added efficiency and reliability. Relax outdoors on the updated porches with new screens and trim, perfect for morning coffee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Nassau County$476
Estimated total, before insurance$2,387/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,015/yr · $85/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $476
Insurance (est.): $230
Estimated Total Monthly
$2,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,015/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 26, 2025Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
55225 Bartram Trail, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$494,000$2504/21,9742122
45144 Musslewhite Road, Callahan, FL 32011Listed by WATSON REALTY CORPSep 2026$609,000$3443/2.51,77092.1
56507 Nassau Oaks Drive, Callahan, FL 32011Listed by SMILEEHOUSE AUCTION CO LLCDec 2025$315,000$1744/21,813182.2
45700 Jones Way Way, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$288,900$1843/21,568412.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$210
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,639
Acres1.00 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address45606 Musslewhite Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,560 sq ft
Parcel Number03-2N-25-0000-0005-0080

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Detached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1

Exterior

Lot DescriptionCorner Lot
Road SurfaceAsphalt

Additional Information

Date ListedNovember 26, 2025
Days on Market16
Tax Amount$1,014.6
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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