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Sold·Closed May 8, 2026·141 days on market

6306 Baker Road

Keystone Heights, FL 32656

$339,500sold priceListed at $389,000 · 87.3% of asking$178/sqftMLS# 2118614
4
Beds
2
Baths
1,906
Sq Ft
1960
Built
—
Garage
No
Pool
No HOA1.13 acresWaterfrontSingle Family Residence1 story

About this home

Keystone Heights

Welcome to your dream retreat on beautiful Lake Geneva! This spacious four-bedroom, two-bathroom home sits on 1.13 acres of serene, lakefront property, offering the perfect blend of comfort, style, and outdoor living. Located on Lake Geneva, one of Keystone Heights' most desirable areas, this property provides peaceful privacy with stunning water views. Inside, you'll find a recently remodeled kitchen and bathroom, showcasing modern finishes, updated fixtures, and a refreshed contemporary design. The open-concept living spaces are bright and inviting, ideal for entertaining or simply relaxing while taking in the tranquil lake scenery. Step outside to enjoy direct access to Lake Geneva—perfect for boating, fishing, paddleboarding, or unwinding at sunset. The expansive lot offers ample room for outdoor activities, a storage shed, and a workshop for all of the outdoor enthusiast! Move-in ready and made for lakefront living, this Lake Geneva gem is a rare opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,881
Property taxesest. at asking price, Clay County$520
Estimated total, before insurance$2,401/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$339,500
$67,900
Loan Term
Monthly Payment
$1,881
Principal & Interest: $1,881
Property taxes (est.): $520
Insurance (est.): $226
Estimated Total Monthly
$2,627
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001090.4
6228 Blue Marlin Drive, Keystone Heights, FL 32656Listed by MAXREV, LLCMar 2026$395,000$2163/21,8282140.4
6212 Blue Marlin Drive, Keystone Heights, FL 32656Listed by NON MLS (realMLS)Apr 2026$367,000$1994/21,84550.5
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810660.6
6113 Milligan Road, Keystone Heights, FL 32656Listed by CENTURY 21 TRITON REALTYMar 2026$80,000$593/21,352470.8
7980 State Road 100, Keystone Heights, FL 32656Listed by BOLD CITY REALTY GROUP INCSep 2026$350,000$2073/21,690750.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,000
Price / Sq Ft$204
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,906
Acres1.13 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address6306 Baker Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size49,222.8 sq ft
Parcel Number33-08-23-004967-000-00

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Unassigned
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchGlass Enclosed, Rear Porch
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresShed(s), Workshop
Road SurfacePaved

Additional Information

Date ListedNovember 19, 2025
Days on Market141
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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