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Sold

Sold·Closed Mar 11, 2026·214 days on market

6228 Blue Marlin Drive

Keystone Heights, FL 32656

$395,000sold priceListed at $397,000 · 99.5% of asking$216/sqftMLS# 2091787
3
Beds
2
Baths
1,828
Sq Ft
2017
Built
2
Garage
No
Pool
HOA $27/mo0.52 acresSingle Family Residence1 story

About this home

Keystone Heights

This 3/2 with bonus room/ office feels like HOME. The moment you pull in the concrete drive you'll be wowed by the luxurious & expensive landscaping and curb appeal, the beautiful entry way & front porch ready for you to sit in the rocking chair. As you step inside, you'll appreciate the open floor plan, 14 ft cathedral ceiling, natural light, & a beautiful view of the back yard. You'll love all of the nice details throughout, including the trim work, cozy dining area, large kitchen with breakfast bar, and soft close cabinets. The owner's suite is very spacious, with two walk in closets, 9 ft ceilings, and sliding doors to your private beautifully landscaped back yard oasis with a 30' by 7' covered patio. The owners suite bath is like a spa! With a separate garden tub & shower & a double vanity. You will appreciate that the home has city water & a well for irrigation to save on the water bill.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, Clay County$605
HOAbilled semi-annually$27
Estimated total, before insurance$2,820/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,715/yr · $226/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $605
Insurance (est.): $263
Estimated Total Monthly
$3,057
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,715/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6204 Blue Marlin Drive, Keystone Heights, FL 32656Listed by TPR REAL ESTATE GROUP INCSep 2026$420,000$2324/21,810660.1
6235 Blue Marlin Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYJun 2026$367,000$1843/22,0001090.1
6212 Blue Marlin Drive, Keystone Heights, FL 32656Listed by NON MLS (realMLS)Apr 2026$367,000$1994/21,84550.1
6306 Baker Road, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2026$339,500$1784/21,9061410.4
6113 Milligan Road, Keystone Heights, FL 32656Listed by CENTURY 21 TRITON REALTYMar 2026$80,000$593/21,352470.4
251 Swan Lake Drive, Melrose, FL 32666Listed by RIVER CITY RENTALS AND REALTYSep 2026$367,000$1843/22,000261

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$397,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,828
Acres0.52 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address6228 Blue Marlin Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBakersfield
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size22,651.2 sq ft
Parcel Number33082300492301815

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Chain Link
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedDecember 5, 2025
Days on Market214
HOA Fees$163 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$2,715.06
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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