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Active

Active·69 days on market

8337 Singleton Place

Keystone Heights, FL 32656

$230,000$160/sqftEst. $1,181/moMLS# 2150497
3
Beds
2
Baths
1,440
Sq Ft
1985
Built
Garage
No
Pool

About this home

Keystone Heights

Discover this beautifully refreshed home, fully renovated in 2026! Set on a sprawling 1-acre lot, it features a new 2026 Metal Roof, HVAC, and water heater, making it move-in ready and eligible for Conv/FHA/VA financing. The interior offers durable Luxury Vinyl Plank flooring, energy-efficient double-pane windows, and finished drywall for a true home feel. The sleek kitchen and both bathrooms are highlighted by premium quartz countertops and brand-new appliances. Outside, enjoy a 17x10 screened porch, carport, and storage shed. With the washer and dryer included, this stunning property is a must-see!

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,181
Principal & Interest: $1,181
Property taxes (est.): $353
Insurance (est.): $153
Estimated Total Monthly
$1,687
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,181
Property taxesest. at asking price, Clay County$352
Estimated total, before insurance$1,534/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$706/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$72,502$22,808
2024$69,295$21,461
2023$66,429$20,108
2022$56,543$18,795
2021$51,825$17,520
2020$45,873$16,933

2025 property taxes (current owner): $706/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,323 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 13, 2026Listed$230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$230,000
Price / Sq Ft$160
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres1.02 acres
Year Built1985
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address8337 Singleton Place, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size44,431.2 sq ft
Parcel Number05092300527100500
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Other
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionDead End Street
Patio / PorchPorch, Rear Porch, Screened
RoofMetal
Other StructuresShed(s)

Additional Information

Date ListedJune 13, 2026
Days on Market18
Tax Amount$705.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CONVENE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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