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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Dec 19, 2025·24 days on market·Recent sales in Mandarin

1627 Rivergate Trail

Jacksonville, FL 32223

$520,000sold priceListed at $534,900 · 97.2% of asking$273/sqftMLS# 2115437
3
Beds
2
Baths
1,902
Sq Ft
1983
Built
2
Garage
Yes
Pool
No HOA13,504 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Beautifully maintained brick pool home on over .31 acres in the heart of Mandarin! This 3BR/2BA residence offers 1,902 sq ft of comfortable living plus a 28'x14' covered porch and 2-car garage. The backyard oasis is fully fenced and features a heated saltwater pool and spa (2010) with paver patio (2023) ideal for entertaining. Major updates include HVAC (2017), electrical panel and wiring (2017), Patio refurbished (2014), double-pane windows, seals, shutters, French doors, and exterior paint (2018), 50-GAL water heater (2019), water softener (2020), stunning kitchen and bath remodel (2021), Custom blinds, Hurricane Garage Door System, and landscaping with irrigation on separate meter (2022-2023). Roof replaced in 2009. Transferable termite bond. Please see document section for a full list of Highlights and Updates. Located in the desirable Rivergate subdivision near parks, shopping, dining, and highly rated Mandarin schools - this home combines quality, comfort, and outdoor enjoyment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
Estimated total, before insurance$3,729/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,422/yr · $285/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,076
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2009 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,422/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2025Listed$534,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11774 Mandarin Forest Drive, Jacksonville, FL 32223Listed by REMAX WELCOME HOMESep 2026$505,000$2723/21,85840.2
11780 Mandarin Forest Drive, Jacksonville, FL 32223Listed by MOMENTUM REALTYAug 2026$520,000$2213/32,350300.2
12911 Silver Oak Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS ST JOHNSAug 2026$445,000$2464/21,80820.4
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.4
13112 Mandarin Road, Jacksonville, FL 32223Listed by WATSON REALTY CORPAug 2026$403,000$2353/21,717140.6
12202 Mayors Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPOct 2026$329,900$2263/21,4581101

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$534,900
Price / Sq Ft$281
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,902
Acres0.31 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address1627 Rivergate Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRivergate
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size13,503.6 sq ft
Lot Dimensions100 x 135
Parcel Number1057445424

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewWater

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchCovered, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedOctober 29, 2025
Days on Market24
Tax Amount$3,422.15
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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