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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·220 days on market·Recent sales in New Construction — Jacksonville

2835 College Street

Jacksonville, FL 32205

$275,600sold priceListed at $284,900 · 96.7% of asking$260/sqftMLS# 2113121
3
Beds
1
Baths
1,058
Sq Ft
1924
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 2835 College Street, a move-in ready Riverside home featuring an oversized fenced backyard rarely found at this price point. Freshly painted inside and out, this charming home is just blocks from local restaurants, parks, shopping, and the St. Johns River, offering the walkable Riverside lifestyle buyers love. Major improvements have already been completed, including the roof, HVAC, plumbing, and electrical systems in 2017. A recent WDO inspection has been completed with repairs addressed, providing added peace of mind. Inside, you'll find a spacious living area centered around an ornamental fireplace, an updated kitchen and bath, abundant natural light, and a flexible third bedroom ideal for a guest room, home office, nursery, or creative space. Original hardwood floors remain beneath the current flooring, offering future restoration potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,527
Property taxesest. at asking price, Duval County$450
Estimated total, before insurance$1,977/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,726/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,600
$55,120
Loan Term
Monthly Payment
$1,527
Principal & Interest: $1,527
Property taxes (est.): $450
Insurance (est.): $184
Estimated Total Monthly
$2,160
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1924)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $325,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$270,741$270,741—
2024$254,338$254,338▲ $16,886
2023$243,169$193,169▲ $23,669
2022$215,081$115,567▲ $30,943
2021$166,822$110,745▲ $5,786
2020$158,526$108,526—

2024 property taxes (current owner): $4,726/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 23, 2026Closed$284,900
  • Mar 19, 2026Listed$284,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$249,990$2083/2.51,201240.3
1097 McDuff Avenue S, Jacksonville, FL 32205Listed by ALLISON JAMES ESTATES AND HOMES FLORIDASep 2026$155,000$1643/1943620.4
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641280.5
2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAXSep 2026$112,500$853/1.51,31870.5
3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYSep 2026$210,000$2073/11,0151000.6
3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCSep 2026$219,900$2303/1957370.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,900
Price / Sq Ft$269
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,058
Acres0.15 acres
Year Built1924
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address2835 College Street, Jacksonville, FL 32205
Area031-Riverside
SubdivisionNew Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,534 sq ft
Parcel Number0643950000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDryer, Electric Cooktop, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck
FencingBack Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 19, 2026
Days on Market220
Tax Amount$4,725.54
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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