This home is in Jacksonville — a gated community home in Jacksonville.
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Sold·Closed Nov 24, 2025·29 days on market·Recent sales in Jacksonville
13490 Sunstone Street
Jacksonville, FL 32258
About this home
Jacksonville
Beautifully maintained end-unit garage townhome in the desirable gated community of Emerald Preserve! This freshly painted 2-bedroom, 2.5-bath home is filled with natural light and features tile and LVP flooring throughout the main living areas. The split-bedroom layout offers privacy, with each bedroom featuring its own full updated bath—one with a flexible bonus room perfect for an office, nursery, or fitness space. The kitchen features 42-inch maple cabinets, granite counter tops, updated appliances and a breakfast bar. A triple slider opens to the screened-in lanai with beautiful preserve views. Perfect setting for birds and tropical plants. Close access to Julington and Durbin Park walking trails. The HOA covers outside maintenance and lawncare. Amenities feature a pool, clubhouse and gym. Great Bartram Park location close to shopping, dining, Baptist South and easy access to I-295 and I-95. Move-in ready and lovingly maintained—this is your ''What's Next!''
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,623 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $227,270 | $124,143 | — |
| 2024 | $233,240 | $124,716 | — |
| 2023 | $237,348 | $117,028 | ▲ $25,820 |
| 2022 | $203,783 | $103,783 | ▼ $9,274 |
| 2021 | $151,294 | $151,294 | — |
| 2020 | $148,240 | $148,240 | ▲ $5,095 |
2024 property taxes (current owner): $3,554/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13500 Sunstone Street, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $285,500 | $191 | 2/2.5 | 1,496 | 192 | 0 |
| 13491 Essence Court, Jacksonville, FL 32258Listed by EXIT 1 STOP REALTY | Sep 2026 | $250,000 | $168 | 2/2.5 | 1,487 | 147 | 0.1 |
| 13061 Shallowater Road, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLC | Aug 2026 | $205,030 | $155 | 2/2.5 | 1,327 | 61 | 0.3 |
| 13017 Sunset Lake Drive, Jacksonville, FL 32258Listed by MOMENTUM REALTY | Jul 2026 | $210,000 | $158 | 2/2.5 | 1,327 | 23 | 0.3 |
| 6117 Eclipse Circle, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $318,000 | $171 | 3/2.5 | 1,857 | 2 | 0.3 |
| 6480 Yellow Leaf Court, Jacksonville, FL 32258Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $297,000 | $160 | 3/2.5 | 1,854 | 41 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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