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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reed Island, Jacksonville.

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Sold

Sold·Closed Nov 21, 2025·19 days on market·Recent sales in Reed Island·Reed Island

11400 Reed Island Drive

Jacksonville, FL 32225

$615,000sold priceListed at $628,500 · 97.9% of asking$251/sqftMLS# 2110543
4
Beds
2.5
Baths
2,453
Sq Ft
2001
Built
3
Garage
No
Pool

All Reed Island homes for sale →Search Reed Island on the map

HOA $61/mo0.41 acresSingle Family Residence1 story

About this home

Reed Island

Boat ramp, deep water access, pool, tennis court, playground, clubhouse, this community has it all! This updated St Johns Landing house, settled in one of Jacksonville's most prestigious neighborhoods, is perfect for you and for family to move in and call it home! The house sits on almost half an acre and once you pull into the driveway... you'll start to fall in love. The house boasts a large open floor plan, and with a dining room, living room, and family room, it offers plenty of space to enjoy with family and entertain guests. The kitchen offers updated granite countertops and both an island and bar top. All bathrooms in the house have been updated, and just wait until you see the primary suite. The primary suite is HUGE and offers a grand bathroom with a walk in tiled shower, garden tub, duel vanities, and walk in closets.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,004
HOAbilled annually$61
Estimated total, before insurance$4,472/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,319/yr · $443/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,004
Insurance (est.): $410
Estimated Total Monthly
$4,821
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,319/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2025Listed$628,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11405 Reed Island Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNSJul 2026$575,000$2843/22,025140
11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$513,500$2343/22,19430.4
4423 Woodsong Loop W, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJul 2026$579,000$2834/32,045230.5
4425 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$553,000$2204/2.52,519670.6
11257 Portside Drive, Jacksonville, FL 32225Listed by HOMECOIN.COMSep 2026$800,000$2604/33,0751100.7
4647 Bluff Avenue, Jacksonville, FL 32225Listed by FLUID REALTY, LLC.Aug 2026$375,000$2034/21,84520.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$628,500
Price / Sq Ft$256
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,453
Acres0.41 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address11400 Reed Island Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionReed Island
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size17,859.6 sq ft
Parcel Number1606774510

Amenities

AmenitiesBoat Dock, Boat Launch, Playground, Tennis Court(s)
Community FeaturesFishing
UtilitiesCable Available, Electricity Available, Sewer Available
SewerPrivate Sewer, Public Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedSeptember 25, 2025
Days on Market19
HOA Fees$734.25 / Annually
HOA FrequencyAnnually
Tax Amount$5,319.18
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reed Island

Reed Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Reed Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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