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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Apr 17, 2026·161 days on market·Recent sales in New Construction — Jacksonville

434 Cockatiel Drive

Jacksonville, FL 32225

$423,000sold priceListed at $470,000 · 90% of asking$293/sqftMLS# 2110402
4
Beds
2
Baths
1,444
Sq Ft
1986
Built
2
Garage
Yes
Pool
No HOA0.57 acresSingle Family Residence1 story

About this home

Jacksonville

Discover the potential of this charming pool home located in an established neighborhood with no HOA. Set on a generous .56-acre lot, this property offers a sense of privacy while still being close to everything you need. Inside, you'll find a garage conversion designed for entertainment, creating flexible space for hosting or unwinding. The master suite is a great opportunity for customization, with flooring ready for your personal touch. Recent improvements include a newer AC unit (2021), adding comfort and value. The home does need some TLC, making it ideal for buyers looking to add their own style and updates. Conveniently situated within walking distance to shopping, dining, and the Fresh Market, and just five minutes from the beach, this location blends everyday ease with coastal living. A compact garage storage area remains from the original conversion. Note: Previous fire damage from 20 years ago visible in garage storage area; was inspected and only discoloring remains.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,343
Property taxesest. at asking price, Duval County$691
Estimated total, before insurance$3,034/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,379/yr · $198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$423,000
$84,600
Loan Term
Monthly Payment
$2,343
Principal & Interest: $2,343
Property taxes (est.): $691
Insurance (est.): $282
Estimated Total Monthly
$3,316
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,411$116,398—
2024$332,712$112,411▲ $39,346
2023$299,294$107,681▲ $15,632
2022$274,472$103,089—
2021$225,149$98,631—
2020$210,442$96,579—

2024 property taxes (current owner): $2,379/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13415 Peregrine Street, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYSep 2026$500,000$3672/1.51,362430.3
165 Pablo Point Drive, Jacksonville, FL 32225Listed by JPAR CITY AND BEACHSep 2026$499,900$3373/21,483130.4
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.4
13208 Grant Logan Lane, Jacksonville, FL 32225Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$315,000$2223/21,422420.6
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.8
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$470,000
Price / Sq Ft$325
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,444
Total Structure Area1,900 sq ft
Acres0.57 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryNeptune Beach
MiddleMayport

Community Information

Address434 Cockatiel Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPablo Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size24,829.2 sq ft
Parcel Number1671582626
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingShared Driveway

Interior

AppliancesDryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 1, 2026
Days on Market161
Tax Amount$2,378.52
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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