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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jan 27, 2026·84 days on market·Recent sales in Jacksonville

3452 Hoover Lane

Jacksonville, FL 32277

$374,900sold priceListed at $374,900 · 100% of asking$161/sqftMLS# 2109572
4
Beds
3
Baths
2,326
Sq Ft
1973
Built
2
Garage
No
Pool
HOA $10/mo13,939 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This spacious mid-century modern home sits on a large lot with a side-entry garage and plenty of room to park an RV or boat. Just 1 mile from the Lonnie Wurn Boat Ramp, you'll have easy access to the St. Johns River for weekend fishing and boating trips. Inside, you'll find bright and open living spaces, a functional kitchen, and generously sized bedrooms. The private 4th bedroom and full bath makes a perfect in-law suite or guest retreat.The large screened lanai and backyard provides plenty of space to relax, entertain, or create your dream outdoor retreat. Conveniently located 15 minutes from Jacksonville International Airport, 20 minutes from the beach and St. Johns Town Center, dining, schools, and major roadways. Seller offering Home Warranty up to $700. Please see Document Section for list of Features and Upgrades.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
HOAbilled annually$10
Estimated total, before insurance$2,699/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,340/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,900
$74,980
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,340/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2025Listed$374,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3520 Jacona Drive, Jacksonville, FL 32277Listed by MOXII PRO REALTYSep 2026$349,000$1684/32,073670.3
3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERYSep 2026$389,000$1724/32,25820.3
3371 Debussy Road, Jacksonville, FL 32277Listed by HOME REALTY ASSOCIATES INCAug 2026$310,000$1084/2.52,8591050.3
6204 Diane Road, Jacksonville, FL 32277Listed by WATSON REALTY CORPSep 2026$304,000$1763/21,7301150.4
3517 Cesery Boulevard, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$292,000$1763/21,6602400.7
4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$415,000$1844/2.52,26060.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,900
Price / Sq Ft$161
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,326
Total Structure Area3,277 sq ft
Acres0.32 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Lucina
MiddleArlington
HighTerry Parker

Community Information

Address3452 Hoover Lane, Jacksonville, FL 32277
Area041-Arlington
SubdivisionFairways Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size13,939.2 sq ft
Parcel Number1114080092
ZoningResidential

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Pantry, Primary Bathroom - Shower No Tub, Solar Tube(s), Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard, Chain Link, Wood
RoofShingle
ConstructionBrick Veneer, Frame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 19, 2025
Days on Market84
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$3,339.82
Tax Year2024
Listing TermsConventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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