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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Heritage Landing, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Dec 3, 2025·52 days on market·Recent sales in WGV Heritage Landing·WGV Heritage Landing

1324 River City Street

St. Augustine, FL 32092

$375,000sold priceListed at $369,900 · 101.4% of asking$212/sqftMLS# 2108691
4
Beds
2
Baths
1,768
Sq Ft
2004
Built
2
Garage
No
Pool

11 more homes for sale in WGV Heritage Landing →Search WGV Heritage Landing on the map

HOA $11/mo8,276 sqft lotSingle Family Residence1 story

About this home

WGV Heritage Landing

BEAUTIFUL & WELCOMING 4 Bedroom, 2 Bath, 2 Car Garage home built in 2004 located in desired Heritage Landing at World Golf Village where you can enjoy all the amenities & excellent rated schools! Home features large living area with separate family room that opens up onto the patio & fully fenced back yard. The bright kitchen features granite counter tops with stainless appliances, master suite includes double vanity sinks, separate shower & garden tub. New carpet, tile & laminate flooring flow throughout the home. Upgrades include: New HVAC System (Sept 2024), New Windows, Spray Foam Insulation. Turn Key! Must See!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, St. Johns County$499
HOAbilled annually$11
Estimated total, before insurance$2,587/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,079/yr · $507/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $499
Insurance (est.): $250
Estimated Total Monthly
$2,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 6:56 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,079/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2025Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1082 Three Forks Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$360,000$2064/21,74660.1
712 Flowers Street, St. Augustine, FL 32092Listed by FLORIDA CONCIERGE REAL ESTATEAug 2026$395,000$1804/22,198490.3
704 Waterlily Way, St. Augustine, FL 32092Listed by MILITARY REALTY INCAug 2026$365,000$1943/2.51,88260.3
757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$524,900$2365/32,221120.3
2748 Spinnerbait Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$390,000$2113/21,85020.4
2927 Castnet Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$310,000$1683/21,850210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,900
Price / Sq Ft$209
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,768
Total Structure Area2,200 sq ft
Acres0.19 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address1324 River City Street, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Heritage Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number2881030990
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 13, 2025
Days on Market52
HOA Fees$135 / Annually
HOA FrequencyAnnually
Tax Amount$6,078.68
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Sold by: THE NEWCOMER GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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