This home is in Jacksonville.

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Active

Active·156 days on market

718 Panther Lake Parkway

Jacksonville, FL 32221

$313,990$201/sqftEst. $1,601/moMLS# 2104647

Beds

Baths

1,560

Sq Ft

2025

Built

Garage

Pool

About this home

Jacksonville

Tour this move-in ready home TODAY! This home features an open floor plan with 3 bedrooms, 2 bath, 2 car garage. volume ceilings, tile flooring and a spacious great room. The kitchen boasts Woodmont® 42-in. upper cabinets, granite countertops, a wet island and Whirlpool® stainless steel appliances. The primary suite features a walk-in closet and connecting bath that offers quartz countertops, a linen closet, dual-sink vanity and walk-in shower with tile surround. Enjoy the convenience of a dedicated laundry room. The covered back patio is perfect for outdoor entertaining and leisure with a wooded view. Other highlights include ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. KB Home at Panther Creek community pool, pickleball courts, gym, clubhouse and more are now open with NO CDD FEES! Closing cost assistance available on this home.

Cost to own

Mortgage calculator

Home Price

$313,990

Down Payment: 20%

$62,798

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,601

Principal & Interest: $1,601

Property taxes (est.): $513

Insurance (est.): $209

Estimated Total Monthly

$2,323

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,601

Property taxesest. at asking price, Duval County$513

HOAbilled quarterly$25

Estimated total, before insurance$2,139/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$60,000	$60,000	—
2024	$56,000	$56,000	—
2023	$67,500	$67,500	—

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 20, 2026Listed$313,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$313,990

Price / Sq Ft$201

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,560

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleChaffee Trail

HighBaldwin

Community Information

Address718 Panther Lake Parkway, Jacksonville, FL 32221

Area065-Panther Creek/Adams Lake/Duval County-SW

SubdivisionPanther Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Parcel Number0018607555

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Management - Full Time, Management - Off Site, Management - Part Time, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Insulation, Thermostat, Water Heater, Windows

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDisposal, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)