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This home is in Shearwater, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 21, 2025·51 days on market·Recent sales in Shearwater·Shearwater

533 Kingbird Drive

St. Augustine, FL 32092

$496,485sold priceListed at $496,485 · 100% of asking$236/sqftMLS# 2099915

Beds

Baths

2,106

Sq Ft

2025

Built

Garage

Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/moSingle Family Residence1 storyNew construction

About this home

Shearwater

Move in Ready! Lennar Homes, Charle II floor plan, 4 Bed, 2 Bath and two car garage. Everything's Included® features: Gourmet Kitchen, Quartz kitchen counter tops, cabinets, Gourmet stainless steel appliances (gas range, double ovens, dishwasher, microwave, and refrigerator), ceramic wood tile in all wet areas and extended into the living/dining, study and halls, Quartz vanities, pre-screened lanai, window blinds throughout, sprinkler system. 1

Next steps in Shearwater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,750

Property taxesest. at asking price, St. Johns County$661

HOAbilled annually$20

Estimated total, before insurance$3,430/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$496,485

Down Payment: 20%

$99,297

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,750

Principal & Interest: $2,750

Property taxes (est.): $661

Insurance (est.): $331

Estimated Total Monthly

$3,742

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2025Listed$496,485

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $236/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
22 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Aug 2026	$519,980	$230	4/2.5	2,257	56	0.1
57 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$530,000	$235	4/2.5	2,257	108	0.2
128 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Aug 2026	$571,499	$253	4/2.5	2,257	116	0.2
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLC	Sep 2026	$580,000	$236	4/3	2,461	78	0.4
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTY	Sep 2026	$409,000	$244	3/2	1,674	2	0.8
33 Martha Court, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC	Aug 2026	$475,000	$200	4/3	2,380	57	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$496,485

Price / Sq Ft$236

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,106

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address533 Kingbird Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100261130

Amenities

AmenitiesPool, Dog Park, Park, Playground, Tennis Court(s)

UtilitiesElectricity Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

RoofShingle

ConstructionFiber Cement

Road SurfaceAsphalt

Additional Information

Date ListedJuly 22, 2025

Days on Market51

HOA Fees$236.25 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

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