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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Feb 26, 2026·187 days on market·Recent sales in Shearwater·Shearwater

126 Tilden Court

St. Augustine, FL 32092

$480,000sold priceListed at $475,000 · 101.1% of asking$204/sqftMLS# 2099034
4
Beds
2.5
Baths
2,357
Sq Ft
2021
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/moSingle Family Residence2 stories

About this home

Shearwater

NEW PRICE IMPROVEMENT makes this home the best value in Shearwater! Don't miss your chance to own this beautifully maintained two-story home in one of St. Johns County's most desirable communities. Built in 2021, this thoughtfully designed home features 4 spacious bedrooms, 2.5 bathrooms, an enclosed home office, and an upstairs loft—perfect for work, play, or additional living space. The open-concept layout offers both comfort and flexibility, ideal for today's modern lifestyle. Enjoy quality upgrades throughout, including a reverse osmosis water softener system, and meticulously cared-for interiors that feel like new. The heart of the home connects the kitchen, dining, and living spaces for effortless entertaining and everyday comfort. Outside, enjoy all that Shearwater has to offer—resort-style pools, a lazy river, lap pool, fitness lodge, tennis courts

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, St. Johns County$639
HOAbilled annually$20
Estimated total, before insurance$3,317/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,994/yr · $583/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $639
Insurance (est.): $320
Estimated Total Monthly
$3,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$395,612$331,573—
2024$407,618$321,521—
2023$360,700$310,700—
2022$376,193$326,193—
2021$60,000$60,000—

2024 property taxes (current owner): $6,994/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.1
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$409,000$2443/21,67420.3
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461780.4
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130.5
254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INCSep 2026$494,500$2444/32,028350.7
57 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$530,000$2354/2.52,2571080.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$202
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,357
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address126 Tilden Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0100161930
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

ConstructionFrame
Road FrontagePrivate Road

Additional Information

Date ListedJuly 17, 2025
Days on Market187
HOA Fees$236.25 / Annually
HOA FrequencyAnnually
Tax Amount$6,993.9
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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