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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$429,000Sold3 bd · 3 ba · 2,129 sq ft

Sold·Closed Mar 1, 2026·135 days on market

22 Mulberry Road

Palm Coast, FL 32164

$429,000sold priceListed at $450,000 · 95.3% of asking$202/sqftMLS# 2097739
3
Beds
3
Baths
2,129
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $190/moTownhouse2 storiesNew construction

About this home

Palm Coast

Welcome to a home that's as stylish as it is smart where every space feels intentional, and every finish speaks to refined taste. Step onto stunning luxury vinyl plank flooring that flows seamlessly throughout the main living areas, setting the stage with durability and beauty. The kitchen is a showstopper, featuring warm brown cabinetry paired with premium selections that elevate the entire space perfect for everyday living or effortless entertaining. Just off the kitchen, the casual dining area offers a cozy spot to gather, framed by tranquil backyard views that bring a sense of calm to your daily routine. The great room invites you in with natural light pouring through oversized windows and wide stackable sliders, creating a connection to the outdoors you'll never want to close. With landscaping included and true ''lock and go'' simplicity, your weekends are yours again no upkeep, no stress. And when you're ready to stretch your legs, walking trails ae just minutes away!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,339
HOAbilled monthly$190
Estimated total, before insurance$2,529/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
17 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$385,000$1813/32,1295050
34 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$389,000$1913/32,0412150
24 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCJan 2026$399,000$1873/32,1291530
38 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCDec 2025$350,000$1943/21,80600
15 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$350,000$1643/32,1293530.1
9 Wimbledon Way, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$389,000$1833/32,1292540.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$450,000
Price / Sq Ft$211
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,129
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Villa
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryBunnell, reported on 3 other Retreat at Town Center listings
MiddleBuddy Taylor, reported on 4 other Retreat at Town Center listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address22 Mulberry Road, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionRetreat at Town Center
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number0612315180000000760

Amenities

AmenitiesPool, Gated, Jogging Path
Community FeaturesSidewalks, Fishing, Street Lights, Gated, Curbs
UtilitiesNatural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Kitchen Island, Pantry, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
SecurityFirewall(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionWooded
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 3, 2025
Days on Market135
HOA Fees$190 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Sold by: JACKSONVILLE TBI REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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