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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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$389,0002 bd · 2 ba · 1,635 sq ft

Active·Listed today

16 Huxley Avenue

Palm Coast, FL 32164

$389,000$238/sqftEst. $2,121/mo mortgageMLS# 2173009
2
Beds
2
Baths
1,635
Sq Ft
2027
Built
2
Garage
No
Pool
FEMA Zone XHOA $189/mo4,792 sqft lotTownhouse1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Experience elevated Florida living in this beautifully appointed home, where elegance meets effortless comfort. A private flex room with French doors offers the perfect office or retreat, while the light-filled great room impresses with a stunning tray ceiling, oversized windows, and expansive sliding glass doors. Enjoy the privacy of your outdoor lanai, complete with a privacy wall and natural gas connection for grilling and entertaining. With lawn care included, luxury living has never been easier. Your private Florida retreat awaits—schedule your personal tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,121
HOAbilled monthly$189
Estimated total, before insurance$2,310/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$818/yr · $68/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,121
Principal & Interest: $2,121
Insurance (est.): $259
Estimated Total Monthly
$2,380
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $818/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 9, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6 Huxley Avenue, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$345,000$1913/21,8072450
10 Huxley Avenue, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$325,000$1803/21,8072380
15 Wimbledon Way, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$325,000$1952/21,6663360.1
16 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$425,000$2073/32,0523910.1
34 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$389,000$1913/32,0412150.1
11 Huxley Avenue, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLCApr 2026$384,000$2353/21,6351830.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$389,000
Price / Sq Ft$238
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,635
Acres0.11 acres
Year Built2027
TypeResidential
Sub-TypeTownhouse
StyleCraftsman
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address16 Huxley Avenue, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionRetreat at Town Center
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size4,791.6 sq ft
Lot Dimensions40x130
Parcel Number0612315182000001270
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Park, Playground
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingNatural Gas
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Firewall(s), Key Card Entry, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfacePaved

Additional Information

Date ListedNovember 9, 2026
Days on Market0
HOA Fees$189.17 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$817.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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