Pending·49 days on market
15 Mulberry Road
Palm Coast, FL 32164
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Must see Toll Brothers Home! From the moment you enter, you'll experience the thoughtfully designed first level, which features all of your primary living spaces for ultimate ease and comfort. As you move upstairs, a private retreat awaits, offering a spacious bedroom, bath, and loft—an ideal space for guests, a dedicated home office, or an extra living area that adapts to your needs. This versatile second floor is perfect for creating your own sanctuary or for welcoming visitors with total privacy. Throughout the home, you'll love the beautiful wood-like tile flooring, providing a sophisticated and low-maintenance foundation that is ready to be personalized with your own unique style. Designed with outdoor living in mind, this villa features a covered and screened lanai, expanded pavers, and a privacy wall—creating a tranquil, serene space for you to enjoy. Call today to schedule your private tour.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 15 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 11 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 9 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,514/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 3, 2026Pending$350,000
- Aug 21, 2026Price change$350,000−$35,000
- Sep 9, 2025Listed$385,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9 Wimbledon Way, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $389,000 | $183 | 3/3 | 2,129 | 254 | 0 |
| 6 Huxley Avenue, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $345,000 | $191 | 3/2 | 1,807 | 245 | 0 |
| 10 Huxley Avenue, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $325,000 | $180 | 3/2 | 1,807 | 238 | 0 |
| 6 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $349,000 | $164 | 3/3 | 2,129 | 433 | 0 |
| 15 Wimbledon Way, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | May 2026 | $325,000 | $195 | 2/2 | 1,666 | 336 | 0 |
| 16 Mulberry Road, Palm Coast, FL 32164Listed by JACKSONVILLE TBI REALTY, LLC | May 2026 | $425,000 | $207 | 3/3 | 2,052 | 391 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Retreat at Town Center
Under Contract2 Huxley AvenuePalm Coast, FL 32164
2 bd · 2 ba · 1,635 sq ft
$350,000Est. $1,863/moSeller offering $5K in closing cost incentive. Like new, still under builder warranty this home has over $50K of…
Listing Office: lmh realty llc
For Sale19 Mulberry RoadPalm Coast, FL 32164
3 bd · 2 ba · 1,807 sq ft
$439,000Est. $2,337/moMust see Toll Brothers home! Step into luxury living with this beautifully appointed Villa, where thoughtful design…
Listing Office: jacksonville tbi realty, llc
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines